Health in the Workplace Environment

 Keeping workers healthy in the workplace environment is a goal of many companies.  

It serves the employees well to reap the benefits of good health especially when they are able to use their vacation days for actual vacation time and not sick days.  It serves business owners in the sense that when people feel well their job productivity is increased.

Who doesn’t love a win-win arrangement? Companies across America take initiatives to create a good atmosphere for their employees. It is documented that there is a lower turnover of workers when a business owner cares for their employees, strives to make the workplace agreeable and provides good health benefits.

Having long-term employees is another win-win situation because it offers workers:

• Job security
• Familiarity with coworkers
• Pride in accomplishment
• Intellectual stimulation
• An income to invest in their future
• Finances to pursue their dreams

For the business owner the win-win shows in:

• Workers able to accomplish more
• Workers better able to contribute ideas leading to more productivity
• More profitable teamwork projects
• Less disruption in productivity output
• Less resources in constant retraining new employees
• More cooperative employer/employee relationships

If your company wants to go the extra mile, provide them with access to the best employee health benefits available at Healthestimates.com, an agency that has a BBB top rating for excellent service and works hard to offer savings that make a difference.

Here are some creative inspirations you can incorporate in your company:

New Ideas – your employees understand your company in a way that is different from yours. Tap into their insight for new product ideas, better ways to do business, solve a problem, increase sales, or increase productivity.  Offer a prize to the employee who offers the best idea; gift baskets, diner gift certificates, kindle, iPad, etc. Think about your employees to determine a gift that appeals to them. If you decide on a “cash bonus” include a physical trinket (amusing stuffed animal, mug, picture frame, etc) that will serve as a reminder of their accomplishment.

Perfect Attendance – this one is not announced. Recognize an employee who has not missed work for an extended period of time (barring vacation) with a simple card of appreciation and coffee gift card or similar. Appreciating and noticing an employee’s extra efforts or faithfulness benefits all staff.

Weight Loss Challenge – this is an optional participation in enjoyable competition.  Everyone who wants to participate contributes a token amount between $5 - $10 and the company kicks in a higher contribution.  (It’s more about the activity than the money) Everyone is weighed in and documented. After a period of 60 – 90 days there is another weigh in and the person who has lost the most weight wins the “jackpot.” Getting everyone thinking about better health rewards everyone. To add a little more thoughtfulness, keep a secret and recognize second and third place winners with a token gift such as a healthy meal cookbook, pedometer, or other small health related gift.

Gift Horse – A little pre-planning and lots of fun. This can range from serious to silly, depending on your crew size and their level of good ‘naturedness.’  You get 12 identical small objects (toy figures or other item,  about 2 inches tall, miniature rubber ducks or frogs are easy to find) A nice touch would be if you could make the object humorously work relevant. Number each one. Place them in odd, inconspicuous places (corner of window sill, supply cabinet, lounge refrigerator, etc) Send out memo or make announcement that there are several “toy ???” that have been misplaced and if anyone finds them to please bring them to office. Each toy’s number will correspond with a small gift. Gift items can be themed (different types of candy bars), trinkets (scented candle, unusual snacks, handy items).  If done quarterly, you can have coworkers conspire and add silly personal touches. For instance all gifts consist of a Reese’s peanut butter cup and added contributed items such as “A hug from Sarah”  “A bowl of John’s homemade chili” “Ruthies homemade cookies” “Eric’s favorite movie on DVD.”

All businesses want loyal employees that take an interest in furthering the companies aim. A business owner that creates a work environment that values employees will have workers that value their job.

COME INVESTIGATE OPTIONS

For Group Health Insurance

That Gives You an Advantage

at Health Estimates

or

Call Us

(708) 754-5300

Discover the many ways that Aetna Funding Advantage can help your business save Tired of rising health care costs? Switching to a self-funded plan may be easier than you think. It’s time to consider Aetna Funding Advantage. The Advantage opportunity Self-funded plans are more stable. Monthly payments are based on the health trends of your employees. And when health care costs are lower than expected, you get back a percentage of your funds. Control your health care costs with Aetna Funding Advantage, a self-funded plan backed by the strength of Aetna. Savings and much more Not long ago self-funded plans were only considered by larger companies. Then Aetna designed their self-funded plan with your smaller business in mind. It’s time you enjoyed these savings: •You could save up to 25 percent upfront •You could save long-term with the surplus sharing benefit •You could save on taxes and fees •You could save time on health care tracking and reporting. Traditional Funding  Subject to state mandates Limited plan design options No money back Financial protection Community rated Self-Funding Generally not subject to state mandates  More flexible benefit designs Opportunity to get money back Financial protection Monthly costs reflect expected claims Click the link below for the full Aetna Self-Funding Brochure PDF of Aetna Brochure . Jeff Sopko Sopko Insurance Agency 3333 Chicago Road Steger, IL 60475 (800) 324-1004 (800) 324-1003 fax jeff@healthestimates.com http://healthestimates.com

Special Enrollment (SEP) for Individual Health Insurance Eligibility

Individual Health Insurance is Still Available for Those Who Qualify For Life Event Special Enrollment.




If you were unable to get health insurance due to changing life events or circumstances beyond your control, call us for immediate help. Work with local agents and avoid the problems of call service centers. Our personal service enables you to have contacts that stay familiar with you and your needs.

(708) 754-1221

Following is a description of eligible situations that you may fall under that may have become an obstacle in obtaining individual medical insurance. As circumstances are unique, if you do not see one related to you, feel free to contact us for a Free Review of your issue and assistance in obtaining the health care plan for you.

LOSS OF HEALTH INSURANCE

• Losing health insurance for any reason except not paying your premiums
• Losing eligibility for Medicare, Medicaid, or Children's Health Insurance Program
• Turning 26 and losing coverage through a parent's medical plan

CHANGES IN HOUSEHOLD

• Marriage or divorce
• Having a baby or adopting a child
• Losing coverage due to a family member's death

CHANGES IN RESIDENCE

• Moving to a different zip code or county
• Being a student moving to or from school
• Seasonal worker moving to or from a work location
• Moving to or from a shelter or transitional housing

OTHER QUALIFYING EVENTS

• Becoming eligible for Medicaid
• Becoming eligible for tax credits that will lower your premiums, if already on ACA plan
• Gaining membership in a federally recognized tribe
• Becoming a U.S. citizen
• Leaving jail or prison

EXCEPTIONAL CIRCUMSTANCES

• You faced a serious medical condition or natural disaster that kept you from enrolling
• An unexpected hospitalization or temporary cognitive disability, or were otherwise incapacitated
• A natural disaster such as an earthquake, massive flooding or hurricane

ENROLLMENT OR PLAN INFORMATION DISPLAY ERRORS

• Misinformation, misrepresentation, misconduct or inaction of someone working in an official capacity to assist you in enrollment (ex: insurance company, navigator, certified application counselor, or agent/broker kept you from

1. Enrolling in a plan
2. Enrolling in the right plan
3. Getting the premium tax credit or cost-sharing reduction you were eligible for
4. A technical error occurred when you applied on HealthCare.gov
5. Your insurance company was prevented from receiving your enrollment information
6. The incorrect data was displayed at HealthCare.gov at the time you selected your health plan

For

Help With Enrolling For Health Insurance 

Contact Us Today!

Small Business Insurance: Special Rates Save 30%

An insightful new small business insurance program offered by Farmers Insurance Sopko Agency helps businesses protect their investment. 

Take time to visit with an expert and learn how to acquire a business insurance policy that not only saves you money, but recognizes the best way to protect the business you have created.

If your just starting out, give us a call and we can guide you through the process. We can help you recognize what type of insurance will protect you best and insure you meet all state and federal regulations necessary for your particular business.

 BBB Accredited 

Businesses play such an important part in the economic community and we are proud to support your business in its efforts to operate and grow.

Call Today:

Debi Sopko

(708)754-1221

jsopko@farmersagent.com

Protect your business with a trusted industry leader.
  

3 Important Questions For Homeowners

       Get the most out of your homeowners insurance by understanding what your policy actually covers. Free insurance reviews help you to ask the pin- pointed questions that could make a big difference in your assumed coverage and actual coverage.

Can You Answer These Questions? 

1. What is the top dollar amount of coverage I have with my insurance policy?
2. Does my policy cover the estimated worth of my home OR ACTUAL REPLACEMENT?
3. Will my policy replace my belongings OR only a percentage?

If you cannot answer all three of these questions, it is time to have your insurance reviewed.  Have your insurance reviewed with these questions in mind. Home is a wonderful place.

As we generally understand insurance, we can assume that everything is covered.  Often we do not fully take the time to comprehend the details of our insurance policy.  It is such a common thing to insure our homes and vehicles; but often we do not ask questions.  It may seem awkward or impertinent to us to ask questions with “how much” or “what if” starting our sentences.

Relax, your agent does not see this as impertinence. Your agent wants you to be informed and understand what your policy protects, this is how he services you best. He is eager to have this appropriate conversation.

Often our lives are so busy that homeowners insurance is something we purchase and then forget about it. However, this can be detrimental when the need arises to use your insurance. Never have the “it can’t happen to me” idea; that is human nature and everyone it happens to has to struggle through disbelief.

Those who believe in prevention and protection, are able handle a tragedy that affects the home better. Of course, no one ever feels it's smooth sailing, but with all the proper things in place, getting through it is easier.

Consider having to replace your belongings inside your home. As we own items they lose value over time. We invest in a bedroom set or our high end television with all the electronic systems that go with it;  it is important to protect our investments.  We need to be certain that our policy covers an actual replacement of the item and not a depreciated value of it. Imagine only getting garage sale prices or lower for the items in your home. That is why it is important to have these conversations.

Farmers Insurance Sopko Agency  is offering Free Reviews for your homeowners Insurance. Call today and make an appointment for your Review.  It’s a wonderful thing to be able to check this item off your list and have peace of mind knowing you are protected in the way you expect to be.

Circle of Champions Award for Jeff Sopko

Congratulations Jeff Sopko!

From the DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services Center for Consumer Information and Insurance Oversight 200 in Washington, DC 

Congratulations! As a top performer, you have earned a spot in the HealthCare.gov Circle of Champions because of your outstanding performance enrolling individuals and families in Marketplace coverage. You have helped these individuals and families with more than 20 plan selections during Marketplace Open Enrollment. I would like to personally thank you for the work you have done to positively influence your clients’ lives. You play a crucial role in reaching the uninsured population and have contributed to bringing the uninsured rate down to a historic low.

Kevin J. Counihan Chief Executive Officer, 

Health Insurance Marketplaces Director,

Center for Consumer Information & Insurance Oversight

Homeowners Insurance: What Do Gaps In Insurance Mean?

You Have Probably Seen the Commercials Talking About Gaps in Insurance; But What Does That Mean?

     Current statistics in a study by J.D. Power and Associates show that 59% of homeowners are under insured. As humans, we tend to tune out commercials. This may seem to have no impact on us, unless we realize we are part of that 59%.

     However, as homeowner or renter you need to be extremely aware of where you stand in this picture.  If you fall in the 59% range, this means that if something were to happen to your home, your insurance would only cover about 79% of what actually needs to be covered.  Worse yet, the under insured category includes, as documented by Chief Actuary, James Lynch of the Insurance Information Institute, that 4% of homeowners have no insurance whatsoever. This translates to them, having the full burden of replacing their home which would leave most people in dire straits.

Being insured only 79% of the way would be a hard hit because restoring the remainder of loss would rest totally on your shoulders. Your loss for being under insured would be 21%. The following example illustrates in practicality how this works.

For ease of this example, we will work with simple numbers. Let’s say your home is worth $100,000. In the occurrence of a catastrophic event that nearly destroys your home, you report to your insurance company. If you fall in the under insured category this is how it will play out. Your insurance company pays $79,000 to restore the damage; you have to come up with the extra $21,000 to get your home back to where it was.  Would this be easy for you to do? Keep in mind if you were at this basic level, your contents of the home would not be covered. Also note the replacement cost of your home may have increased.

It  is important to have your insurance reviewed at least every two years. Being aware that an increase in your home’s value, also means an increase in its replacement cost. Even if your home was to decrease in value, the replacement cost continues to grow. This is due to the nature of economics as labor and materials progressively cost more.

This is valuable information to take to heart. We insure our property for our protection. If you find your premium rises a bit to be properly insured, it is vital to understand that this is extremely lessening the risk on your shoulders. How much extra a month is worth not having to come up with $21,000 or more on your own?

Whenever improvements are made to your home, this is a cause to have your homeowners insurance reviewed and updated. Take advantage of free insurance reviews, they are very educational and in your best interest. 

FREE INSURANCE REVIEW

(800) 324-1004

Our agents pay close attention to detail and are very thorough. They will keep you from engaging in risky business when it comes to protecting your home and loved ones.  Your agent will assess the cost to rebuild and replace your home and assets (as opposed to insuring only market value).

Christmas Safety Tips

December is such a fun month with Christmas family traditions to look forward to. Most people enjoy the flurry of activity and special events to plan and attend. Here is wishing you a happy and safe holiday season.

We Have Put Together Some Old and Some New

 SAFETY REMINDERS 

to Keep in Mind During Our

• Keep your home well lit when you are not home. Automatic timers that can turn lights off and on in various parts of the house are a good plan. Never set them exactly on the hour. You can even set up a radio or your TV to be on.
• Stand in front of your home once during the day, and once after dark. See what a potential intruder may spot as an easy target. Make adjustments as necessary
• BE VERY CAREFUL WITH SOCIAL MEDIA, this is something our parents never had to consider. Unfortunately, there are people who will scour social media to see when you might be attending an activity, a day trip or spending a few days out of town.  If you must post, post AFTER the fact when you have already returned home. EDUCATE YOUR CHILDREN TO DO THE SAME.
• Remember with social media, many strangers are able to access what you write through friend of a friend of a friend . . . and so on. Vandalism and break-ins are no longer just happening at night. Any time of the day is good for a bad guy.
• Christmas packages need special arrangements and thieves are on the lookout to simply swipe a package before it ever enters your home.  Try to schedule them for when you know someone is home. Speak with a trusted neighbor to keep an eye out for when you are expecting a package and ask them to grab it. Make yourself available to do the same for them. If possible, use of online tracking to better gauge when you package will arrive.
• If your workplace will allow it, have packages sent to you at work.
• Make a special effort to NOT BE DISTRACTED while you are shopping and paying for items. Always keep your purse, wallet, and cell phones close. Do not let the business of the season put you at risk for a moment. Plan ahead in your mind how you will handle many stops and transactions using, cash, debit cards or credit cards. As you hurry through check out lines make sure all your stuff is secure.
• As always the safest place for your holiday packages are in the trunk. Do not tempt a thief to break your car windows because they see something appealing inside.
• Naturally be aware of your surroundings, as you load packages into your vehicle.
• Safest home strategy is to have a good relationship with neighbors and keep an eye out for each other. Discuss how you can best help and protect each other’s home and property. Alert each other of special circumstances that might need extra watchfulness. Make sure you have each others numbers so you can text or call when something is in question. Always better safe than sorry.

I admit a little sadness in having an article like this. I wish everyone would just be so happy and wonderful to everyone else. Focus on the delightful. These reminders were to bring a sense of heightened awareness for your safety and the safety of your family.

Merry Christmas!

Sponsored by

Sopko Farmers Insurance

(800) 324-1004

AUTO        HOME        LIFE        HEALTH     BUSINESS     UMBRELLA

News Alert: Teen Drivers Safer with Parent/Teen Contract

Student 

Drivers Ed

Ending?

Teen drivers whose parents take a more active role in passing down their own knowledge make safer drivers.  When communication is open ended rather than sounding like a lecture, teens are more likely to take this experience to heart. Share personal stories of your driving experience; include the funny, the unusual and the bad.  There are also things your teen driver should know.

Teens who can relate that their parents encountered similar situations may be more open to ask questions and share concerns with their parents. As your student is unfolding into their adult role; let them know you are encouraging their independence.

Be sure to never fill them with your own personal fears. Communications should be in a positive light.  If you have something that feels awkward to communicate; try these for openers:

• Of course, you know . . .
• I was so embarrassed when . . . 
• Your almost a man/woman, but my heart sometimes just sees the little boy/girl you used to be . . .
• My friend once did this and it raised a fear in me for when I had children of my own . . . 
• I was so goofy I once . . . (thought, did, tried etc.)
• Ok. Because I'm a Mom/Dad I have to say this . . . 

Your student, excited with new found possibilities, will need you to help them keep sensibly grounded. A Teen Driving Contract, can open doors for discussion and clarify the expectations of both parent and child. When boundaries are known upfront, rather than made up as you go along, a teen has the chance to think more responsibly. You have provided tools for them to consider and discussed your own personal family rules and values.

Part of maturing is learning to respect authority, when your child knows this, they are better equipped to make responsible choices.

ACA/Obamacare Changes Coming Soon?

Winds 

of 

Change?

Get Your Health Insurance Today!

Walk-in Enrollment Center

(800) 324-1004

Worried about changes concerning health insurance?  The affordable care act brought many changes to the health insurance market. Now you are probably wondering what may lie ahead as federal guidelines may bring more confusion to the health care that affects you.

We have good news. Our experts are highly trained and work hard to keep up to date in the latest insurance industry modifications. Through seminars, training conferences, medical insurance literature, and other instruction; our agents consistently update their knowledge.  Noting this, the Better Business Bureau has given us an A+ rating. Sopko Insurance Agency is a name you can trust.

Our Promise to You:

is to work hard to make sure you have the best health insurance policy that meets your needs and is reasonable on your budget.  

So if you are feeling overwhelmed with the many choices and different things you have been hearing, don’t worry

 Come Talk to Experts.

You will be happy to deal with friendly agents that listen to your health care concerns. They will help you understand the many differences in health insurance policies. This way, YOU have the wisdom to make the right choice for you or your family.

Don’t Hesitate, Don’t Wait, Call Today.

Assure Your Health Care Plan is in Place.

Whether you are looking for an individual plan or family plan, we help you know all the options. We will even make you aware of insurance that provides certain groups of people special discounts and any circumstances that may make you eligible for special savings. If there is a discount health care option for you we will find it.

Health Insurance - Walk In Enrollment Center

Low Cost Health Insurance

Open Enrollment for Health Insurance
is Here
Get Covered Illinois 
Walk-in Enrollment Center

(800) 324-1004

Enroll At No  Cost to You

   
     Are you looking for low cost health insurance? Take advantage of our experts who know where the best plans and discounts are.

     New carriers and medical plans have been added this year. Our friendly agents will walk you through the process explaining each option to you. Secure the best plan at the best rate.

     The open enrollment for health insurance window is open now to acquire medical insurance or change your existing policy. Let us help you review your policy for gaps or discounts.
     Come in and see how quick and easy it is to find your health care provider.  We will match you with the insurance that is best for you.

     

Or Visit Us At:

Sopko Insurance Agency

3333 Chicago Road

Steger, IL 60475

www.healthestimates.com 

Medicare Supplement Insurance: Best Service at Medicare Store

GOOD NEWS!

for Seniors looking for Medicare Supplement Insurance, Advantage Plans, Prescription drug plans & Answers to Health Insurance Questions.

The Medicare Store is available to help anyone approaching 65 or older with plans that cover what is most important to you.  Avoid the confusion and hassle of sifting through the overwhelming information that is out there.

Our friendly experts will sit down with you and listen to your health care concerns and help you pick a plan that is a right fit for you. We will  alert you to the best plans, new plans and help you understand the pros and cons of each. You make an informed decision! 

• No Restrictive Physician or Hospital Networks
• No Need for Referrals
• Flexible and Affordable Plans
• Simple Application Process
• Virtually No Claim Forms to Fill Out
• Personal and Friendly Service Whenever You Need It

You can count on our simple and thorough process to match you with a plan that works for you. Take advantage of our over 35 years experience so you can get back to whats on your plate. 

With personal service you won't have to deal with call centers and people who are unfamiliar with your needs. Help is a phone call away.

NOVEMBER 7, 2016

Is the Deadline 

for New Policies, Updating or Changing Your Policy

Call Us Today!

(800) 324-1004

At No cost to you, we will review your plan and alert you to any plans, changes or processes that will save you money or increase coverage for same amount. We will make sure your  affordable Health Insurance Plan is something you can rely on.

Life Insurance: It's About Life!

Life Insurance:  It’s About Life!

We, as people aspire to reach our dreams and help our loved ones pursue their own dreams.  It is true that the most beautiful things in life cannot be purchased. Moments that make our life worth living add up very quickly.  Having family and friends to share life’s adventures with motivate us to pursue and accomplish, at times, the impossible.

Purchasing Life Insurance protects what we cherish most. It offers us security in knowing that our loved ones goals and dreams can be pursued. Though we hope that tragedy will not visit, we prepare to protect the continuation of what we have built.

We understand that it may be hard to deal with investigating life insurance policies and all that is encompasses. As adults, we know we have to take care of our life and the live’s of those we are responsible for. As adults, we understand that it is too important to let it fall by the wayside.

If you are considering a life insurance policy, our family business is here to serve you with the compassion and up front discussion you need.  We will help you devise a plan that offers you the peace of mind you need to make sure your loves ones are provided for.  Our expert service helps you put in place what you need and advises for things you may not have thought of; assuring future provision for you loved ones.

Call or visit our friendly agents to inquire what steps you need to take to protect your loved ones. Take advantage of our free life insurance reviews that can reveal gaps in coverage or alert you to better services at lower prices.  Your insurance should be reviewed every three years.

Call Today!

Enjoy Peace of Mind Tomorrow!

(800) 324-1004

Health/Medical Insurance Online or Walk-in Enrollment Center

Find your low priced health and medical insurance. Official Get Covered Illinois Center gives you the best of both worlds. Enroll on line or in person and have access to an agent that deals with you personally now and for any follow-up.  We will help you find a policy tailored to your specific needs At No Cost To You and explain to you all your options in language you can understand.

We are not an anonymous call center who will switch you to a new person each time you need help. Get the personal service you deserve in this important decision about your health.

We address your concerns so you are aware of the choices you have to get the best coverage of medical care at a price that is competitive and workable.  Our expert agents will help you with an individual insurance policy or a family policy.  We have been doing this for over 36 years and have earned an A+ rating from the Better Business Bureau. 

To help you be better prepared; following is a list of topics you may have questions about.

1. Single coverage/family coverage
2. Preventative care visits
3. Doctor office visits
4. Emergency room services
5. In-patient hospital facility
6. Out patient care
7. Prescription drug coverage
8. Vision/dental coverage
9. Monthly premiums
10. Deductible level

There are new insurance carriers that offer many selections in health insurance. We have access to all of them and for YOUR ADVANTAGE, we know the pros and cons of each one. That is how we help our customers get the best for less.

Don't Hesitate

Give Us A Call & Get Started Today

(800) 324-1004

Free Online Health Insurance Quotes

Free Walk-in Enrollment Center

3333 Chicago Road

Steger, IL 60475

Free Assistance Over the Phone

We can offer cheap health insurance as we understand the health marketplace works and use competition to access the best policy for you and your family.

Save on Auto Insurance in Steger Illinois

Consumers saved an average of $691 when switching to Farmers Auto insurance. It is important to have excellent car insurance coverage and you don't have to settle for a subpar policy. Saving money is usually the first motivation in making a wise purchase.

We have been serving many Illinois communities for over 36 years. We have a great team that works hard to streamline a policy that suits your needs. Our friendly agents take the time to help you understand your auto insurance plan to make sure you are not purchasing coverage you don't need.

We do not believe one size fits all and are willing to go the extra mile to assure you have a plan that works for you and your budget.

Call Us Today

We Have A Quick & Easy Process

To Get You on Your Way

(800) 324-1004

Farmers/Jeff Sopko Insurance offers low cost car insurance that provides protection that offers you peace of mind. We serve the city of Steger, Chicagoland, Suburbs and parts of Northwest Indiana.

Many find while searching for the cheapest car insurance plan pleasantly suprised that a trusted Farmers insurance plan provides the best solution to their needs.

Leading in Uber/Rideshare Auto Insurance: Farmers Insurance/Sopko Agency Serving Orland Park

Find the best auto insurance for Uber, Lyft andRideshare drivers. We have good news for Orland Park Uber, Lyft or Rideshare drivers. Protect your transport business with a process that has been made quick and easy for you.

Standard auto insurance does not protect your vehicle, passengers or property when you use your car the transport of people. Your new business venture offers you a flexibility and independence that is priceless. We want the chance to stand with you as your grow and to prove an invaluable ally to meet the needs you have to protect your commerce.

Our friendly agents can answer any questions that you have in regards to protecting your Uber/Lyft/Rideshare business. As this is a new market that is being pioneered; we know you understand that regular auto insurance does not defend your business and your passengers adequately. We are pleased to include Orland Park Uber and Rideshare drivers.

Naturally, the  reason is that in the nature of the business there are more risks to be considered. Though many run the course of their Rideshare business without incident, it is important to be prepared.  Just as you insure your home or auto, it is understood that this is a "just in case" scenario.

Click to get your Free Quote for any insurance plan customized for Uber/Rideshare drivers.

We look forward to serving you as you provide an invaluable service to others.

NEWS RELEASE: INSURANCE FOR UBER RIDESHARE AUTO DRIVERS, CHICAGOLAND AREA

Great News!

    

     A new insurance program is being offered to Uber, Lyft and Rideshare Drivers. Now available to drivers serving the Chicagoland Area and its Suburbs. This is great news as many have discovered that their current insurance policy does not protect when public rides or livery conveyance is involved. 

     A standard full coverage auto insurance policy protects a person, passengers, vehicle and most property in the event of an accident. These policies are underwritten with the purpose and understanding that this is a personal vehicle used for the normal course of the personal driving that occurs in a general lifestyle.

     When you change the purpose of your car, as in business delivery or transporting people it is important to contact your insurance company to adjust your policy to cover new additions to your transportation.

     THIS PROTECTS YOU by having the proper coverage in the event of an accident that injures the people you are transporting. Under an old policy, an insurance company could deny any claim if you were using your vehicle while conducting commerce. This would make you personally liable for damage to your car, any other vehicle involved, property damage and medical bills for your passengers. In addition you could be sued by your passengers to be compensated for things beyond their medical bills.

     Uber, Lyft and other Rideshare drivers offer a much needed and valued service to our communities. This emerging business allows a wonderful opportunity for income and flexibility for those who desire to control their own schedules and income.

     For Rideshare drivers, this is your business and it definitely needs to be protected. Understanding every aspect of your business is the key that will make you successful. This gives you peace of mind to conduct your business and plan for your future.

     Farmers Insurance/Sopko Agency is dedicated to offering you an affordable service that helps your business prosper.  We support emerging businesses knowing they make our communities better.

     Contact us today for a No Obligation Consult/Insurance Review and we will answer your insurance questions concerning your Rideshare operation.  As always we offer Free Quotes with no obligation to you.

(800) 324-1004