Special Enrollment (SEP) for Individual Health Insurance Eligibility

Individual Health Insurance is Still Available for Those Who Qualify For Life Event Special Enrollment.




If you were unable to get health insurance due to changing life events or circumstances beyond your control, call us for immediate help. Work with local agents and avoid the problems of call service centers. Our personal service enables you to have contacts that stay familiar with you and your needs.

(708) 754-1221

Following is a description of eligible situations that you may fall under that may have become an obstacle in obtaining individual medical insurance. As circumstances are unique, if you do not see one related to you, feel free to contact us for a Free Review of your issue and assistance in obtaining the health care plan for you.

LOSS OF HEALTH INSURANCE

• Losing health insurance for any reason except not paying your premiums
• Losing eligibility for Medicare, Medicaid, or Children's Health Insurance Program
• Turning 26 and losing coverage through a parent's medical plan

CHANGES IN HOUSEHOLD

• Marriage or divorce
• Having a baby or adopting a child
• Losing coverage due to a family member's death

CHANGES IN RESIDENCE

• Moving to a different zip code or county
• Being a student moving to or from school
• Seasonal worker moving to or from a work location
• Moving to or from a shelter or transitional housing

OTHER QUALIFYING EVENTS

• Becoming eligible for Medicaid
• Becoming eligible for tax credits that will lower your premiums, if already on ACA plan
• Gaining membership in a federally recognized tribe
• Becoming a U.S. citizen
• Leaving jail or prison

EXCEPTIONAL CIRCUMSTANCES

• You faced a serious medical condition or natural disaster that kept you from enrolling
• An unexpected hospitalization or temporary cognitive disability, or were otherwise incapacitated
• A natural disaster such as an earthquake, massive flooding or hurricane

ENROLLMENT OR PLAN INFORMATION DISPLAY ERRORS

• Misinformation, misrepresentation, misconduct or inaction of someone working in an official capacity to assist you in enrollment (ex: insurance company, navigator, certified application counselor, or agent/broker kept you from

1. Enrolling in a plan
2. Enrolling in the right plan
3. Getting the premium tax credit or cost-sharing reduction you were eligible for
4. A technical error occurred when you applied on HealthCare.gov
5. Your insurance company was prevented from receiving your enrollment information
6. The incorrect data was displayed at HealthCare.gov at the time you selected your health plan

For

Help With Enrolling For Health Insurance 

Contact Us Today!

Circle of Champions Award for Jeff Sopko

Congratulations Jeff Sopko!

From the DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services Center for Consumer Information and Insurance Oversight 200 in Washington, DC 

Congratulations! As a top performer, you have earned a spot in the HealthCare.gov Circle of Champions because of your outstanding performance enrolling individuals and families in Marketplace coverage. You have helped these individuals and families with more than 20 plan selections during Marketplace Open Enrollment. I would like to personally thank you for the work you have done to positively influence your clients’ lives. You play a crucial role in reaching the uninsured population and have contributed to bringing the uninsured rate down to a historic low.

Kevin J. Counihan Chief Executive Officer, 

Health Insurance Marketplaces Director,

Center for Consumer Information & Insurance Oversight

ACA/Obamacare Changes Coming Soon?

Winds 

of 

Change?

Get Your Health Insurance Today!

Walk-in Enrollment Center

(800) 324-1004

Worried about changes concerning health insurance?  The affordable care act brought many changes to the health insurance market. Now you are probably wondering what may lie ahead as federal guidelines may bring more confusion to the health care that affects you.

We have good news. Our experts are highly trained and work hard to keep up to date in the latest insurance industry modifications. Through seminars, training conferences, medical insurance literature, and other instruction; our agents consistently update their knowledge.  Noting this, the Better Business Bureau has given us an A+ rating. Sopko Insurance Agency is a name you can trust.

Our Promise to You:

is to work hard to make sure you have the best health insurance policy that meets your needs and is reasonable on your budget.  

So if you are feeling overwhelmed with the many choices and different things you have been hearing, don’t worry

 Come Talk to Experts.

You will be happy to deal with friendly agents that listen to your health care concerns. They will help you understand the many differences in health insurance policies. This way, YOU have the wisdom to make the right choice for you or your family.

Don’t Hesitate, Don’t Wait, Call Today.

Assure Your Health Care Plan is in Place.

Whether you are looking for an individual plan or family plan, we help you know all the options. We will even make you aware of insurance that provides certain groups of people special discounts and any circumstances that may make you eligible for special savings. If there is a discount health care option for you we will find it.

Health Insurance - Walk In Enrollment Center

Low Cost Health Insurance

Open Enrollment for Health Insurance
is Here
Get Covered Illinois 
Walk-in Enrollment Center

(800) 324-1004

Enroll At No  Cost to You

   
     Are you looking for low cost health insurance? Take advantage of our experts who know where the best plans and discounts are.

     New carriers and medical plans have been added this year. Our friendly agents will walk you through the process explaining each option to you. Secure the best plan at the best rate.

     The open enrollment for health insurance window is open now to acquire medical insurance or change your existing policy. Let us help you review your policy for gaps or discounts.
     Come in and see how quick and easy it is to find your health care provider.  We will match you with the insurance that is best for you.

     

Or Visit Us At:

Sopko Insurance Agency

3333 Chicago Road

Steger, IL 60475

www.healthestimates.com 

Medicare Supplement Insurance: Best Service at Medicare Store

GOOD NEWS!

for Seniors looking for Medicare Supplement Insurance, Advantage Plans, Prescription drug plans & Answers to Health Insurance Questions.

The Medicare Store is available to help anyone approaching 65 or older with plans that cover what is most important to you.  Avoid the confusion and hassle of sifting through the overwhelming information that is out there.

Our friendly experts will sit down with you and listen to your health care concerns and help you pick a plan that is a right fit for you. We will  alert you to the best plans, new plans and help you understand the pros and cons of each. You make an informed decision! 

• No Restrictive Physician or Hospital Networks
• No Need for Referrals
• Flexible and Affordable Plans
• Simple Application Process
• Virtually No Claim Forms to Fill Out
• Personal and Friendly Service Whenever You Need It

You can count on our simple and thorough process to match you with a plan that works for you. Take advantage of our over 35 years experience so you can get back to whats on your plate. 

With personal service you won't have to deal with call centers and people who are unfamiliar with your needs. Help is a phone call away.

NOVEMBER 7, 2016

Is the Deadline 

for New Policies, Updating or Changing Your Policy

Call Us Today!

(800) 324-1004

At No cost to you, we will review your plan and alert you to any plans, changes or processes that will save you money or increase coverage for same amount. We will make sure your  affordable Health Insurance Plan is something you can rely on.

Health/Medical Insurance Online or Walk-in Enrollment Center

Find your low priced health and medical insurance. Official Get Covered Illinois Center gives you the best of both worlds. Enroll on line or in person and have access to an agent that deals with you personally now and for any follow-up.  We will help you find a policy tailored to your specific needs At No Cost To You and explain to you all your options in language you can understand.

We are not an anonymous call center who will switch you to a new person each time you need help. Get the personal service you deserve in this important decision about your health.

We address your concerns so you are aware of the choices you have to get the best coverage of medical care at a price that is competitive and workable.  Our expert agents will help you with an individual insurance policy or a family policy.  We have been doing this for over 36 years and have earned an A+ rating from the Better Business Bureau. 

To help you be better prepared; following is a list of topics you may have questions about.

1. Single coverage/family coverage
2. Preventative care visits
3. Doctor office visits
4. Emergency room services
5. In-patient hospital facility
6. Out patient care
7. Prescription drug coverage
8. Vision/dental coverage
9. Monthly premiums
10. Deductible level

There are new insurance carriers that offer many selections in health insurance. We have access to all of them and for YOUR ADVANTAGE, we know the pros and cons of each one. That is how we help our customers get the best for less.

Don't Hesitate

Give Us A Call & Get Started Today

(800) 324-1004

Free Online Health Insurance Quotes

Free Walk-in Enrollment Center

3333 Chicago Road

Steger, IL 60475

Free Assistance Over the Phone

We can offer cheap health insurance as we understand the health marketplace works and use competition to access the best policy for you and your family.

Insuring Good Health: The Power of Being Positive

Positive Is A Choice!

     Good Health is most notably on everyone’s top ten list of things they desire. Where do you rate on the understanding of the mind and body connection? Honestly, most people are so busy, it is something that is easily overlooked. So let’s take a few moments to take a look at this important issue.

     Recall the last time someone said something hurtful or negative to you. What was your response? Did it seem like it ruined the rest of your day or week? Did more things go wrong that day then usual? How many times did it come back into your memory?

     Emotions are a powerful trigger to physical being.  Doctors have taken a look at this. They hooked up monitors to study brainwaves, heart rate and stress levels. Then they had people look at pictures of happy scenes, tragedies and then delved into their memory of personal experience, both good and bad.  Positive pictures and memories stimulated a calm body and even the release of endorphins which contributes to person’s ability to feel pleasure. Negative pictures and memories caused the body to release adrenaline and cortisol (often referred to as stress hormones) which affect the breathing system and heart system. When you experience this your heart beats faster and your blood vessels constrict raising your blood pressure. It also effects your muscle system making your muscles tense and of course your nervous system.

     Over time the state of being stressed effects the body in debilitating ways including hampering the immune system.  A stressed person is more susceptible to illness, which as you know when don’t feel well, there goes more stress. It’s like a viscous cycle.

     With this in mind, are the people around you feeding you what is positive or negative? Evaluate this for the different places you are present; home, work, errands, recreation, family gatherings, and time with friends.

     I suspect everyone has experienced this scenario.  You have an acquaintance or friend that no matter what is being said or done they ALWAYS put a negative slant on it. They might say cutting things, insults, speak of someone who is doing it better, or other demeaning speech.  This is a person you need to (as relationship allows) either cut out of your life, avoid or be more alert and active to not be affected by that person.  Though we cannot change people, we can have an effect on them by tactfully helping them to be more positive.

     The most important thing is how YOU deal with the situation. I love the old adage “sticks and stones will break my bones, but words will never hurt me.” We can empower people to speak into our lives by holding on to what they say AND we can disregard what negative people try to speak into us. This is an active and conscious choice. As children we were either equipped to handle this and be confident of ourselves or coddled by parents who “tried to make everything better” which in turn disables the skill to deal with problems and grow into positive relationships. Negativity distracts our mind making us lose focus which could be why it seems like everything goes wrong after we experienced a negative confrontation.

     Part of maturity is being responsible for our own well-being no matter what comes at us. Everyone in the world is not going to be nice to us; that’s life! However, we have the power of choice on our side. We accomplish wonderful things when the charge of being positive is on our side.  It tends to snowball and then we experience contentment and feel as if all things are falling into place. Our motivation for everything is heightened.

     On the other hand, when we entertain the negative, or worse yet, steep ourselves in it – it to snowballs into depression, misery, unhappiness, low self-esteem, and steals our motivation in all areas of life. This debilitates our health and well-being. If you are a parent, equip your child to handle things head on and give them skills to troubleshoot social interactions. This ability will build their confidence and affects their lifelong health. It is also important to realize whether you are speaking positively or negatively into others.     Recognizing and understanding this body-mind connection can put you ON-GUARD to maximize the positive interaction in your life and minimize the negative. 

Confused with Medicare Supplements? Free Help

Do you have unwanted calls? 

Unsolicited mail daily?

Medicare Man to the rescue for all 

your Medicare Insurance needs!

Turning 65 and wondering "Now What?"

We will meet with you to explain all the options. We Make House Calls. Pick the best option for you. The benefit is that we are here long after you choose your plan. We offer personal, friendly service and no annoying call menus and shuffling transfers when you need help. 

We answer all your questions about Medicare Supplements, Advantage Plans and Part D with an easy no obligation consult.

Save yourself Money, Time, Energy and Frustration.

We represent all the major carriers this helps you save money and gives you more options. Shop where the south suburbs shop for their medicare supplements.

Help At No Cost To You

Call Us Today:

(708) 754-1221

Sopko Insurance Agency

"Premier Agency of the Southland"

3333 Chicago Road, Steger, IL

jsopko@farmersagent.com

www.healthestimates.com

Get Covered Illinois Health Insurance-Walk In Center

     Get Covered Illinois has its Open Enrollment Center for the Chicago South Suburbs.

(708) 754-5300
Visit Us At:
3333 Chicago Rd, Steger, Illinois

     Enroll for health insurance At No Cost To You. Our friendly agents will help you beat the medical insurance deadline.

     Choose from the largest selection of major insurance carriers. 

     We serve the suburbs listed below and surrounding cities.

• Crete
• Beecher
• Chicago Heights
• Matteson
• Olympia Fields
• Park Forest
• Richton Park
• Homewood
• Glenwood
• South Holland
• Flossmoor
• Steger
• University Park
• Mokena
• Frankfort 
• Tinley Park
• Sauk Village

Come in and see how quick and easy it is to find your health care provider.  We will match you with the insurance that is best for you.

     

Deadline For Health Insurance: Get Insurance Now!

Beat Health Insurance 
Deadline: January 15, 2016

Offering you a quick and easy way to get your medical insurance before it is too late.

Avoid costly government penalties and taxes.

Help With Insurance FAST!

The government has set the deadline for having health insurance by January 15, 2016.  If you have not found your low cost health plan, we are here to help.  With over 35 years of experience, we can help you locate a plan that gives you the most for your money.

We can check to qualify you for discounts or subsidies that you may be eligible for.  Don't be intimidated thinking that is is a difficult process.  We specialize in knowing all the carriers and the pro's and con's of each policy.  This enables you to SAVE TIME AND MONEY, and enables us to find the plan that suits your specific needs.

CONTACT US TODAY

708.755.1221

WWW.healthestimates.com

Walk-In Enrollment Center

3333 Chicago Road

Steger, Illinois

Serving Residents in Illinois and Indiana with an A+ Rating from the Better Business Bureau.

Low Cost & Affordable Medicare Supplements Available

     Looking for low cost or affordable Medicare Supplements?  Check out what is new at the Medicare Store. Find supplemental health care products such as Advantage Plans or Prescription Drug Plans. 
     Certified Specialists will assist AT NO COST TO YOU! They will answer your questions and help you understand the details of each plan.  For health insurance the easy way for Illinois and Indiana residents.
     You will experience a convenient process that saves you time and money. We carry the most extensive plans to give you choice. Whether you are brand new to medicare or just looking for a better plan.
     Our friendly agents take the time to understand your needs and help with a simple, hassle free process. Come visit our health enroll center today.

CALL  (800) 324-1004 MEDICARE STORE or 

VISIT US AT

3333 CHICAGO ROAD, STEGER, ILLINOIS 60475

     Our friendly agents take the time to understand your needs and help with a simple, hassle free process. We offer 35 years of excellent service and experience that has earned us a A+ rating with the Better Business Bureau.

     We offer medicare supplemental insurance in Illinois and Indiana.

     

   

         

           Looking for affordable reliable BlueCross Blue Shield Health Insurance, Illinois? You can afford this low cost plan for medical insurance that is accepted by the largest amount of doctors and hospitals.  AT NO COST TO YOU, we can check for subsidies and enroll you quickly.  Our personal attention will enable you to get the best plan that will give you peace of mind, knowing your coverage will be accepted almost everywhere.

Call Us Now

708.754-1221

for Dependable Service That Puts You First.

• Quick and Easy
• Blue Cross Blue Shield Specialists
• No Command Centers to deal with
• CMS Certified Professionals
• Have Your Questions Answered
• Comparison Shopping
• Medicare Supplemental Insurance Available
• Dental and Vision Coverage
• Available Help When YOU Need It

          As the deadline for obtaining health insurance is near, we offer a quick solution to for your medical insurance needs in our WALK-IN ENROLLMENT CENTER for your convenience.

If you are familiar with Blue Cross Blue Shield and want to sign up we have easy ways to get your covered fast.

          We can also assist you over the phone.  We do not outsource,  you will be assisted by American Professionals who will  be available in the future to assist with any questions, concerns or follow-up you may need.       

          For increased flexibility and for those who are comfortable using the internet we offer quick and easy quotes online.  This process has been streamlined by consumer request to give you the ease of simplified shopping.

     We make the process easy for you. We have been helping people for over 35 years and have earned an A+ Rating with the Better Business Bureau.

Medicare Store offers Medicare Supplemental Insurance, Health Insurance

Find the Best Prices on Medicare Supplements, Advantage Plans, Supplemental Health Care and Prescription Drug Plans at our New Medicare Store serving Illinois and Indiana residents. Get your questions personally answered by Certified Specialists that will assist you AT NO COST TO YOU,  We Are Here For The Long Run, we are not an anonymous call center.  This is health insurance made easy!

CALL  (800) 324-1004 MEDICARE STORE or 

VISIT US AT

3333 CHICAGO ROAD, STEGER, ILLINOIS 60475

  You will experience the easiest and most convenient way to get your Medicare Supplements, Advantage Plans and Prescription Drug Plans.

  See how easy it is to shop all the carriers at one place with a friendly agent who will strive to help you find the best plan. We offer supplemental insurance from all the major carriers.

     Whether you are new to medicare or looking for a better policy, we offer the most knowledgeable help as we are familiar with all the latest changes made to the health care industry.

     We can explain things to you in simple terms so you don't have to hassle with the insurance lingo that can be confusing.

     We offer 35 years of excellent service that has earned us a trusted A+ rating with the Better Business Bureau.

Insurance Reviews Can Lead to Discounts on Insurance

Something You Don't Want To Put Off 

     Insurance reviews of your auto insurance, homeowners insurance, life insurance and health insurance are actually a good idea if you are trying to save money. By comparison shopping you can update your policy to accommodate changes in your life.
     In having your policy reviewed, your agent can sometimes save you money by offering the latest discounts. Changes in family, jobs, or home improvements are important to be updated.  This makes sure you are covered in your risen status.
     Auto insurance reviews are especially important if you have had custom work done to your car, or have begun using it for your business where you transport tools or business equipment in your vehicle.
    Life insurance policies are a good time to ask any questions you may have forgotten to ask at the time of purchase.  Changes such as upgrades or downgrades can be discussed to keep your plan current.
    Home insurance is important, especially if you don't have flood insurance. Many assume they only need flood insurance if they live near a body of water. This insurance is cost effective as it protects your property if community sewers back up, your plumbing structures fail and flood your home, or appliances cause flood damage.  It is harder to get flood insurance after the fact, but an inexpensive safeguard we usually don't think of.
     Our agency has been serving the communities of Chicago Heights, Sauk Village, Crete, Beecher, Steger, Homewood, Glenwood, Park Forest, Matteson, Monee, Richton Park and its surrounding cities for over 35 years.  Our personal service has earned us a Better Business Bureau Rating of A+ so you know we are a company you can trust.
     Call us for a free review and make sure your most precious things are protected.

Low Insurance Rates Save 35%-40% Small Business Options

Find low insurance rates that will save you 35% to 40% on your premiums without reducing benefits for your employees.  The only non-profit, CO-OP health insurance that is designed for the benefit of its members.  This is Insurance Done Right!  

Save 

35% - 40% on Your Premiums

Without Reducing Benefits

Jeff Sopko Insurance

708.754.1221

Imagine, affordable health insurance for you and your employees from a local partner that is 100% member focused. We are reinventing health insurance with help from our members. Discover improved access and new 2105 plans that connect Illinois businesses and employees with high quality coverage.

Our traditional PPO plans provide rich benefits and a nationwide network of healthcare providers. Now you can also access Preferred Partner PPO plans, where you will find innovative partnerships with major Illinois health systems. This makes it even easier and more affordable for you and or employees to receive healthcare from their chosen doctors and hospitals.

It pays to know your options and understand your true cost of care. That is why we provide plans to help small business owners lower their out of pocket medical expenses.

We can provide a Land of Lincoln Health option that provides a simple implementation process that makes it easy to enroll our employees. We are committed to providing outstanding customer service to help you and your employees get the most from your coverage.

This plan is the only non-profit, member governed health insurance policy in Illinois.  As a CO-OP, members are put first.  All profits are invested into improving quality coverage and lowering premiums.  DISCOVER HOW THIS APPROACH CAN MAKE A BIG DIFFERENCE FOR YOU SMALL BUSINESS.

CALL US TODAY AT 708.754.1221

Health Care Countdown! Time is Running Out to Enroll

HEALTH INSURANCE MADE EASY

Good news for those needing health care insurance immediately.
Health care insurance is certainly on everyone's mind.  Those who have not enrolled for health insurance have only about a week to get signed up.  There is an expected rush to qualify for health care for those who have waited for the last moments.

The new laws require that an individual must carry health insurance for nine months out of the year.  By signing up before the last day February 15, 2015 which is actually a Sunday, many will avoid tax penalties.  We can help you meet the health care deadline.

Last minute rush can make a person frantic over the seeming daunting task of enrolling for health care.  Though it is something important that you must take care of.

We tangle the red tape out of the process for you. We can help you get covered without the hassle you may be imagining.  We have a simplified process to evaluate what your needs are and match it to your budget.  

We have also recognized the need of so many uninsured and their busy schedules.  We are offering extended hours to help you avoid high costs and penalties.   

February 13, Friday          9:00 AM until 10:00 PM

February 14, Saturday      9:00 AM until 10:00 PM

February 15, Sunday        9:00 AM until 10:00 PM

You can get insured a variety of ways.  Contact Us Soon.

Walk-in Enrollment Center      3333 Chicago Rd, Steger, IL

By Phone:                                 (708) 754-5300

Online:                                       www.healthestimates.com


We offer many health plans with different rates and medical coverage.  We will also search for any discounts or subsidies that may apply to you.  An agency you can trust with over 35 years experience and a BBB rating of A+.

Help with Tax Fines for Those Without Insurance

     Avoid tax fines from the government, get health insurance now. The mandate for health care insurance coverage went into effect January 1, 2014. If you are filing your 2014 taxes and did not have health coverage, you could be facing a fine of $325 per person or 1 percent of your total income. The government mandate is that you will pay the higher amount of the two.  These fees will be deducted from your tax refund when you file your income tax. Don’t delay getting health insurance.

     Next year and each year after these fines will continue to raise. Take the time to get health coverage now.  Take advantage of our Walk-in Enrollment center so you will be covered. We can answer your questions and protect your next year’s tax return from fines and penalties.

     Many new plans have been made available as the insurance companies become more competitive. If you have insurance and need to update, our agents can help you easily and quickly. We will take the hassle and confusion out of enrolling for a health care policy, updating a healthcare policy or reviewing your health insurance policy.

     Reviews help you make sure that you have the most coverage for the lowest rate.  Sometimes being placed in a different policy group can save you money each month.  Don’t be intimidated by your lack of familiarity of insurance plans and policies. Our agents can ask a few questions to get headed in the right direction and then specifically evaluate your needs.  Your questions will be answered in simple layman’s terms making sure you understand how your policy works and what it covered.  You can get a quick health insurance policy that will save you money and protect your tax refund.

Vote For Nicole Williams' Proposal in Thank A Million Teachers Contest

Mrs. Nicole  Williams
Thank A Million Teachers Contestant

      Insurance contest Thank A Million Teachers announces Nicole Williams as one of the finalists eligible to win a $2,500 grant for her proposal.

       Nicole Williams is an English Teacher at Columbia Central Junior High School in Steger, Illinois. She teaches English to six, seventh and eighth grade students.  Her love of English planted the seed of becoming a teacher at a young age. She shared a meaningful testimony of how her family’s support and encouragement during her college years helped her manage her life and studies.  She accomplished her Internship with a high school English teacher and acquired her direction for her dream job. Though she did research other positions within her field, none held the appeal for her that serving as an English Teacher did. 

         Her proposal for what she would do with the grant money is quite innovative. She has recognized each student has an individual reading comprehension level no matter what grade they are in. Her goal is to provide subject books in various reading levels, to be utilized in the same classroom. This would help a teacher teach the core subject, keeping all students current while still accommodating those whose comprehension levels still need to mature and helping accelerated students maintain interest by allowing each mind the challenge it craves.  Her proposal could pioneer a more customized approach to teaching that could be used as a model for schools across the nation. This program would benefit students for years to come.

   Mrs. Williams shared some of her secrets to successful teaching. Naturally, before she began teaching she had her own notions of how the classroom setting would be. In true teacher spirit of always learning; she found ways to work with each class that was surprisingly different.  Each grade and each class had an atmosphere of its own. Mrs. Williams would adjust her classroom management skills to suit the environment of the classroom. What worked easily for one class, did not work for another. She investigated and found the right touch to make each classroom successful. She has the gift of humor that her students appreciate and she always makes learning fun.  She rises to the challenge of finding a way to connect with her students enabling them to master the subjects at hand.  

   She is quite aware other teachers have their own gifting and easily asks for help when she sees an area that could be improved.  This teacher is part of a group that shares new ideas, tips and ways to incorporate new technology in the classroom.

    Her personal rewards come from seeing her students “light bulb” moments and watching them blossom over the years. She would like all the students in her school to have the same advantages to learning as other communities have.

   Paul Preuss, Director of Curriculum of District 194 spoke highly of Mrs. Williams noting her gift for innovation and her willingness to take a risk to advance education. Her talent for seeing a problem, need or challenge and finding a better way to accomplish it makes her an outstanding teacher.

   The Best of Luck to You Mrs. Nicole Williams and Thank You for Your Creative Innovations!

VOTE For Nicole Williams Proposal at www.thankamillionteachers.com

Steger Music Days Co-Sponsored by Health Estimates.com

It's Easy To Find the Best Health Insurance

          Providing the very best in health insurance for Illinois residents takes dedication.  It is more than being an expert in all the areas of compliance with the laws. It is about helping people get the very best so they can enjoy their life.  That is why Health Estimates holds the highest certifications an agency can obtain. This enables an agent to find the most suitable policy for you while keeping costs reasonable. It’s also about being dedicated to community.

          The 2^nd Annual Steger Music Days Festival in Illinois was held on July 26^th and July 27^th, co-Sponsored by Health Insurance Estimates. The event included live bands from local areas, a parade, clowns, bouncy castles and family fun entertainment.

          Families lined the street on Sunday to watch the parade and children squealed with delight as fire engines representing Steger, Sauk Village, and University Park led the parade. Families of all sizes followed the parade back to the festival grounds where they enjoyed a splendid summer day in many activities.

          Celebrating 35 years of service is quite an accomplishment. We know serving in the health insurance industry gives people a peace of mind when they have the correct coverage. They know their families are protected, we know we put our expertise to get them the best. We were happy to greet old friends who we have served for many years and meet new friends and their families. It was a great day for all. 

Answers for Medicare Insurance & Medicare Advantage Insurance

Senior Citizens looking for affordable health care insurance found informative displays at the Glenwood, Illinois Senior Citizen Center.  Experts were on hand to answer questions about the recent changes to the health care industry.

One booth drew special attention as people met with Keith Middleton, WCGO Legend Broadcast Announcer. His recognized voice still strong as many enjoyed stopping by to converse with him. CMS (Center for Medicare/Medicaid Services) Certified agents took time to inform seniors and soon to be seniors what options they had for choosing quality health insurance policies and supplements.

Medicare, Medicare Advantage and Medicare supplements were showcased and defined helping consumers understand the differences. Agents helped people understand the eligibility requirements, and explained top rated health providers that backed these plans. Among the providers were Humana, JenCare and other nationally known  HMO’s and PPO’s providers.

Jim Siegfried, Insurance Consultant shared his expertise, taming the maze of health care changes to those who stopped by for advice or to sign up for health care. Though a wealth of information is out there, it is difficult to navigate the process when people just want simple questions answered. 

If you were unable to get to the Glenwood Health Fair or any of the local expos; personal appointments can still be made. Some of the service areas for Medicare Insurance and Medicare Advantage Insurance are Matteson, Richton Park, Olympia Fields, Flossmoor, Frankfort, Park Forest, Homewood, Harvey, Chicago Heights Area, Steger, Crete, University Park and Beecher.

Don’t hesitate, even if you are not 65 yet, you can get a head start and be prepared for when the time comes.  Call for a Home Visit or Office Visit and Get your Free Quote. Deal with experts that can answer your questions today.  Call 1 (800) 324-1004.