Where Car Insurance at Low Costs Doesn't Sacrifice Quality Coverage

Auto Insurance Agent
works hard to to help you find a low cost auto insurance rate.

Farmers car insurance offers more discounts than most insurance companies, once reported by ABC News.

As you know, having a great policy transfers the risk from you to an insurance company, in the event of a car accident.


It is important to know that your policy coverage is with an established trusted agent.  Beware of certain agencies that insure you, but only minimally. You could be responsible for tens of thousands of dollars as collisions can cost in heavy medical fees.

Sopko Farmers Insurance agency has earned a A+ Rating from the Better Business Bureau. A family business with agents that take the time to help you thoroughly understand your coverage. Take advantage of free insurance reviews. This review can help discover gaps in your protection that could leave you vulnerable in the event you experience a car accident.

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708.754-1221

Certifed Insurers for Home, Auto, Life, Renters Insurance and Business Insurance

Ask about our other policies for all your insurance needs.

Scam Alert - Insurance: Teen & Family are Protected with Awareness

Don't Fall For This One The Surprise Will Be On You

     Here is one of the newest scams floating around.  A text message appears on cell phone stating you just won a lottery prize 
     DO NOT FOLLOW THIS LINK, before they ask you for personal information which of course you should never give out, your phone could be hacked and vital info contained on your phone could lead to identity theft and give access to bank accounts you may monitor from your phone or data plan.
     This is a lottery scam circulating on phones and teens or children could press this link out of curiosity.

To Review other Scams that have popped up in Illinois, please click link below.

BE AWARE 

This message brought to you by:

 Affordable Insurance Policies

AUTO INSURANCE      MOTORCYCLE INSURANCE     HOME INSURANCE

TERM LIFE INSURANCE       HEALTH INSURANCE     LIFE INSURANCE

Jeff Sopko, Farmers Insurance Agent at Sopko Insurance Agency.  Providing the best in low cost insurance for Illinois, Chicago and Suburbs, and Indiana.

Home Owners Insurance Should Include Flood Insurance: Mistaken Ideas You Need to Avoid

75% of Households Are Not Prepared!

     Your household should carry flood insurance. Over 75% of households do not have a flood insurance policy.  The decision to opt out of this insurance arises from a misunderstanding of what flood insurance actually provides. 

     Naturally, the first impression is often, I don’t live on or near the river, I don’t need insurance.  While this may sound logical, a high percentage of insurance claims for flood damage were from people their homeowners insurance did not have a flood policy in place before this occurred.

     A home owners insurance policy does not include flood insurance.  This is an additional coverage option.  It is very inexpensive and well worth the small price.  Your flood insurance policy has to be in place before the flood occurs.  Here are the types of situations flood insurance covers.

 During a storm, if you lose power your sump pumps or other pumps cease to work.

This was widespread in the Midwest at least 3 times in the past 15 years.  While people were prepared with pumps, the loss of power rendered the pumps useless. The local hardware stores saw a rush of people trying to buy generators.  The few they had in stock were sold quickly.  Another problem that arose was that local gas stations lost power and were unable to supply gas for these new generators.

In the event of a storm or city construction project, sewers and retention ponds back up.

We saw this happen in the north and northwest suburbs of Chicago.  Community sewers were overwhelmed and began to back up. The result is that many homes had raw sewage pouring in their home.  While many did not lose power there was no way to prevent the back flow of the city sewers.  This is much worse than rainwater invading your home.  Home protection can be simple when done early.

In the event of an appliance accident or malfunction such as water heater, washer, air conditioner etc. dumps water into your home that leads to water damage.

The damage this can cause is 400% or more of the price of carrying flood insurance on your home.  Having this is place beforehand is well worth the peace of mind to know your protected.

Flood insurance is available to renters, home owners and businesses and is often overlooked at the time insurance policies are purchased.

CALL TODAY and Make Sure Your Are Covered. 

FREE INSURANCE REVIEWS

708.754.1221

Specialists in Home Insurance   *    Auto Insurance   *   Life Insurance   *   Flood Insurance

Doing A Great Job is the Key to Longevity

Former Mayor Louis Sherman, Jeff Sopko, Insurance Agent
and New Mayor Ken Peterson
Independant Writer, Steger Community

Mayor Louis Sherman served his community of Steger, IL for an astounding 40 years from 1973 to 2013. He was in attendance at the 2nd Annual Steger Music Days that was host to two days of music, community and family fun. The event was co-sponsored by Sopko Insurance Agency.

Mayor Louis Sherman had the incredible experience of watching a community grow and having a hand in guiding the city of Steger. A community of friendly people that with their leaderships guidance has kept Steger a safe place to live. His many years of experience earned him much wisdom that the community and those who knew him well benefited from.

When asked about the Mr. Jeff Sopko of Sopko Insurance Agency, he replied "He has been an asset to the community. I have known him for over 35 years, he has been active in community events, sponsoring community projects, coaching baseball and sponsoring teams."

Upon speaking with members of the community, both residents and other business owners I learned some of the secrets to how a community moves forward even during hard economic times.  There is definitely a spirit of cooperation when things need to get done. Not only has Mr. Sopko served on governing boards, but he has been in places where he rolls up his sleeves and joins others to make the community a better place.

To my amusement the most repeated phrase about Mr. Sopko was "He's really a great guy and he cares for people.".Evidence of that obviously seen in his longevity in his business practice. More than just an insurance agent he is a friend and lends his wisdom to others. He understands people deeply and that helps him to really offer customized insurance plans that provide better coverage and more competitive prices than others can offer.  Even an ABC News story ranked his agency as providing more discounts that other insurance companies. It takes extra work help people save on a products you know they need. Mr. Sopko has proven his willingness to role up his sleeves and go that extra mile in finding discounts, savings or special programs that may save his customers their hard earned dollars.  

A standard that He and his staff hold to is "Doing a Great Job." Of course proclaiming this is his rating with the Better Business Bureau.

With insurance being a necessity of life, its important to know, I have done my very best to serve someone well. That they can have the peace of mind knowing they have protections in place to cover the things that are important to them.

Up to the challenge is Steger's New Mayor Ken Peterson who will guide the community of Steger in the upcoming years. Around him is a community that is working hard to keep its community safe and growing with business leaders willing to lend their expertise and rolled up sleeves.

 OKAY STEGER, WE'RE INSPIRED AND WATCHING -- KEEP UP THE GOOD WORK!

                           

I GOT THIS . . . Storm Tips