Affordable Auto Insurance for Chicago Heights/Illinois

     Looking for Affordable Auto Insurance in Chicago Heights?  Look no further! Channel 7 News did an investigative story on which insurance company has the best discounts. Farmer’s Insurance topped the list.   Quick Call: (708) 754-1221 for Best Rates Today.

    Sometimes we feel like information overload. So here is a quick breakdown to save you time and money.

Ask Yourself:

1.  Do we have the best auto insurance that offers us the protection we need?

2.  Does my car insurance policy cover things besides my car?

3.  Do you know the difference between collision coverage and comprehensive coverage?

4.  Are you someone who needs to take advantage of business auto insurance?

    

     Today’s vehicles are now loaded with options and custom features sometimes added after the initial insurance policy was instated. Have you established if you have protection for your navigation system, custom rims, airbrushed graphics, custom paint job, added brush guard, custom grill, fog lamps or other enhancements you have added to your vehicle to make it your own.

      In addition, our high tech world has led many to use their cars for business. Does your policy cover items that may be damaged in an accident such as laptops, kids dvd players, smart phones, work equipment, or that brand new TV you just bought and were bringing home?

      We have a new breed of insurance agents that compete by giving you the best deal. They are knowledgeable about the different types of insurance. Very able to answer questions for auto insurance. 

      After investigating, I was surprised that there exists sixteen types of coverage just related to car insurance. Having a business, I realized the supplies I travel with; my laptop computer, digital camera, wi-fi hotspot, spare computer battery and my “just in case” additional electronic hardware would not be covered if they were damaged the event of an accident or theft. It was definitely an EYE-OPENER that my agent alerted me to and then made sure I had the proper protection at a price I was happy with.  

Affordable Health Insurance at Healthestimates.com

708.754.5300

Congratulations!! You just found the best place to save money on affordable health insurance. Special certifications allow us to comparison shop for you and find you the best policy for the lowest rates.  If you are looking for Individual Health Insurance, Group Health Insurance or Family Health Insurance we can serve you best. 

Our Apologies if you have had recent trouble finding us. We were notified that GOOGLE has recently made updates and some site locations were confused in the process.

We are still here as we have been for over 35 years. Providing you with the best options for health coverage by understanding that you want the best policy with an affordable price.

WE ALSO PROVIDE FREE REVIEWS 

TO VERIFY THAT YOU ARE PROVIDED

WITH THE BEST INSURANCE AVAILABLE

CALL US TODAY

 FOR ANY HEALTH INSURANCE QUESTIONS YOU MAY HAVE

We will make sure you have access to the services you may need.  Following is a list of what you should consider when choosing a health care plan that is right for you.

How Do I Choose Health Insurance?

1.  Single Coverage Family Coverage                 6.  Out Patient Care

2.  Preventative Care Visits                              7.  Prescription Drug Coverage

3.  Doctor Office Visits                                     8.  Vision/Dental Coverage

4.  Emergency-Room Service                            9.  Monthly Premiums

5.  In-Patient Hospital Facility                          10. Deductible Level

        

Affordable health insurance free quotes online for Illinois Residents and Indiana Residents.

Walk-in Center for Chicago and South Suburbs including Park Forest, Crete, Beecher, Monee, Homewood, Glenwood, Chicago Heights, Sauk Village, Flossmoor, Richton Park, Matteson, Frankford, Mokena and surrounding cities.

Get Covered Illinois Certified.   A+ Rating With Better Business Bureau.

Home Owners Insurance Should Include Flood Insurance: Mistaken Ideas You Need to Avoid

75% of Households Are Not Prepared!

     Your household should carry flood insurance. Over 75% of households do not have a flood insurance policy.  The decision to opt out of this insurance arises from a misunderstanding of what flood insurance actually provides. 

     Naturally, the first impression is often, I don’t live on or near the river, I don’t need insurance.  While this may sound logical, a high percentage of insurance claims for flood damage were from people their homeowners insurance did not have a flood policy in place before this occurred.

     A home owners insurance policy does not include flood insurance.  This is an additional coverage option.  It is very inexpensive and well worth the small price.  Your flood insurance policy has to be in place before the flood occurs.  Here are the types of situations flood insurance covers.

 During a storm, if you lose power your sump pumps or other pumps cease to work.

This was widespread in the Midwest at least 3 times in the past 15 years.  While people were prepared with pumps, the loss of power rendered the pumps useless. The local hardware stores saw a rush of people trying to buy generators.  The few they had in stock were sold quickly.  Another problem that arose was that local gas stations lost power and were unable to supply gas for these new generators.

In the event of a storm or city construction project, sewers and retention ponds back up.

We saw this happen in the north and northwest suburbs of Chicago.  Community sewers were overwhelmed and began to back up. The result is that many homes had raw sewage pouring in their home.  While many did not lose power there was no way to prevent the back flow of the city sewers.  This is much worse than rainwater invading your home.  Home protection can be simple when done early.

In the event of an appliance accident or malfunction such as water heater, washer, air conditioner etc. dumps water into your home that leads to water damage.

The damage this can cause is 400% or more of the price of carrying flood insurance on your home.  Having this is place beforehand is well worth the peace of mind to know your protected.

Flood insurance is available to renters, home owners and businesses and is often overlooked at the time insurance policies are purchased.

CALL TODAY and Make Sure Your Are Covered. 

FREE INSURANCE REVIEWS

708.754.1221

Specialists in Home Insurance   *    Auto Insurance   *   Life Insurance   *   Flood Insurance

Dream Big Teacher Challenge Win $100,000

Charmie McKinney & Kim Scheutrow Receiving Awards

Presented by Jeff Sopko, Farmers Insurance Agent

     Proposals are now being accepted for the Dream Big Teacher Challenge. A contest sponsored by Farmers Insurance that brings to light the importance teachers have in the  lives of their students and in their communities. Teachers in grades Kindergarten through twelve grade are eligible.  Those teachers who have been awarded $2,500 grants for their schools can submit proposals competing with teachers all across the nation.  Submissions must be in by the end of June.

     Encourage any teachers you know to submit their proposals.  In the Steger Community area, teachers were awarded over $40,000 in grant money to bring excellent programs to the community schools.

     Join the community spirit and get involved. This has been an amazing program bringing new programs to engage the students and accelerate learning.

     Farmers Insurance Agency is the proud sponsor of this contest thanking teachers for their hard work. 

Insurance Reviews Can Lead to Discounts on Insurance

Something You Don't Want To Put Off 

     Insurance reviews of your auto insurance, homeowners insurance, life insurance and health insurance are actually a good idea if you are trying to save money. By comparison shopping you can update your policy to accommodate changes in your life.
     In having your policy reviewed, your agent can sometimes save you money by offering the latest discounts. Changes in family, jobs, or home improvements are important to be updated.  This makes sure you are covered in your risen status.
     Auto insurance reviews are especially important if you have had custom work done to your car, or have begun using it for your business where you transport tools or business equipment in your vehicle.
    Life insurance policies are a good time to ask any questions you may have forgotten to ask at the time of purchase.  Changes such as upgrades or downgrades can be discussed to keep your plan current.
    Home insurance is important, especially if you don't have flood insurance. Many assume they only need flood insurance if they live near a body of water. This insurance is cost effective as it protects your property if community sewers back up, your plumbing structures fail and flood your home, or appliances cause flood damage.  It is harder to get flood insurance after the fact, but an inexpensive safeguard we usually don't think of.
     Our agency has been serving the communities of Chicago Heights, Sauk Village, Crete, Beecher, Steger, Homewood, Glenwood, Park Forest, Matteson, Monee, Richton Park and its surrounding cities for over 35 years.  Our personal service has earned us a Better Business Bureau Rating of A+ so you know we are a company you can trust.
     Call us for a free review and make sure your most precious things are protected.

Insurance for the Future-Steger Teachers Win Grant Money

     Devoted Steger Teachers from Eastview Elementary School, Parkview Elementary School and Columbia Central Jr. High School attended a ceremony to honor their hard work.

     Each teacher was awarded a check for $2,500 to implement the creative learning opportunities they saw a need for.  Educators submitted a proposal outlining a special curriculum that would give their students an edge in learning that will last a lifetime.

     We are proud to honor Kerri Husarik (Plant the Seeds of Knowledge), Amber Schaaf (Reading is Key), Heather Goetz, Melissa Lorenzatti (Building Creative Kids) and Holly Lopez (Bicycle for our Minds).

     Thank America's Teachers is sponsored by Farmer's Insurance Company.  Jeff Sopko of Sopko Insurance Agency spoke to a crowded room acknowledging the difference great teachers make in the lives of their students and their communities.  

     What an exciting year this will be as these teachers can now implement new programs for the students of the Steger, Illinois Community. Many of the programs will be used for years to come.

CONGRATULATIONS TO ALL CONTEST WINNERS FOR GOING THAT EXTRA MILE!

Proud sponsor Farmer's Insurance Agency for all your insurance needs. Protecting you with home insurance, auto insurance, life insurance, health insurance and more.  Joining your community and serving faithfully.

Best Rates for Life Insurance in Park Forest and South Suburbs

IT'S NEVER TOO EARLY TO PROTECT LOVED ONES

    

 Seeking affordable Term Life Insurance in Park Forest, Illlinois?  The best rates for life insurance policies are not that hard to find. You can get term life insurance that is fast, simple and provides quality coverage.

     What is Term Life Insurance?  It is a type of coverage with premiums that are guaranteed to remain level for 10, 20, or 30 years, depending on the terms of coverage.  This makes it easy to choose what you feel is best for you.  After your term, premiums will change at the end of the level term period.

     For instance, if you are young and single, you may opt for a long run policy that will cover your plans to marry and have a family.  This type of forethought locks in a policy with premiums that won’t go up and sufficient funds to protect your loved ones.

     Though we can never know what the future holds, we can all agree with the desire to protect our loved ones.  Insurance provides the security of helping pay off a mortgage, helping fund a child’s education, provide family income, pay off personal debt and pay final expenses.

     It is important to secure a good life insurance policy when you are healthy.  After a person has health, disability or medical issues securing a policy becomes harder and more expensive.  Even if you have a life insurance policy through work, you still need your own policy with your own terms.  Work policies are often very low and cover very little, at times not even covering final expenses.

     TAKE ADVANTAGE OF THIS SPECIAL OFFER:

• Fast and Simple, just a few minutes to apply
• No Medical exams or tests required
• No lengthy forms to fill out
• Underwriting decision by the next business day or sooner
• $75,000 to $150,000 in coverage

     If you are 20 years or older and do not have life insurance, now is the time to apply.  People often regret putting off life decisions like this.  Foresight always gives a person the best edge in life and peace of mind that is priceless.

CALL US TODAY,

BE PROTECTED TOMORROW

708.754.1221

     Our company has been helping South Suburban Chicagoland with insurance for over 35 years.  We have a Better Business Bureau rating of A+ because we put our customer's needs first.