Thursday, December 31, 2015

Low Cost & Affordable Medicare Supplements Available





     Looking for low cost or affordable Medicare Supplements?  Check out what is new at the Medicare Store. Find supplemental health care products such as Advantage Plans or Prescription Drug Plans. 
     Certified Specialists will assist AT NO COST TO YOU! They will answer your questions and help you understand the details of each plan.  For health insurance the easy way for Illinois and Indiana residents.
     You will experience a convenient process that saves you time and money. We carry the most extensive plans to give you choice. Whether you are brand new to medicare or just looking for a better plan.
     Our friendly agents take the time to understand your needs and help with a simple, hassle free process. Come visit our health enroll center today.


CALL  (800) 324-1004 MEDICARE STORE or 

VISIT US AT

3333 CHICAGO ROAD, STEGER, ILLINOIS 60475

     Our friendly agents take the time to understand your needs and help with a simple, hassle free process. We offer 35 years of excellent service and experience that has earned us a A+ rating with the Better Business Bureau.

     We offer medicare supplemental insurance in Illinois and Indiana.


     

Wednesday, December 30, 2015

Health Enrollment Beat Deadline- Sauk Village






NOW IS THE TIME TO GET ENROLLED for low cost health insurance. The city of Sauk Village will be hosting health care enrollment on Wednesday, January 13, 2016. 

Representatives will be at the Village Hall at 21801 Torrence Avenue in Sauk Village, Illinois to answer questions, navigate plans and help people understand their choices.

The health care deadline is coming soon. Avoid extra penalties and taxes and get a medical plan that you can trust.

For all other inquiries visit us at www.healthestimates.com



News Alert! Business Employee Benefits Save 30%

News Alert!

     If you are looking for low cost employee benefits without sacrificing the quality of benefits to your employees, we specialize in saving companies money.  Our Personal Advisory Team can establish or re-establish your employee health insurance that saves you time because our Team handles administrative tasks easily for you.
     Find the best in large corporation or small business insurance.

CALL US
FOR A FREE REVIEW
& LET US SHOW YOU WHERE YOU
CAN SAVE TIME & MONEY



Tuesday, December 22, 2015

   
         
           Looking for affordable reliable BlueCross Blue Shield Health Insurance, Illinois? You can afford this low cost plan for medical insurance that is accepted by the largest amount of doctors and hospitals.  AT NO COST TO YOU, we can check for subsidies and enroll you quickly.  Our personal attention will enable you to get the best plan that will give you peace of mind, knowing your coverage will be accepted almost everywhere.

Call Us Now
708.754-1221
for Dependable Service That Puts You First.

  • Quick and Easy
  • Blue Cross Blue Shield Specialists
  • No Command Centers to deal with
  • CMS Certified Professionals
  • Have Your Questions Answered
  • Comparison Shopping
  • Medicare Supplemental Insurance Available
  • Dental and Vision Coverage
  • Available Help When YOU Need It


          As the deadline for obtaining health insurance is near, we offer a quick solution to for your medical insurance needs in our WALK-IN ENROLLMENT CENTER for your convenience.
If you are familiar with Blue Cross Blue Shield and want to sign up we have easy ways to get your covered fast.
          We can also assist you over the phone.  We do not outsource,  you will be assisted by American Professionals who will  be available in the future to assist with any questions, concerns or follow-up you may need.       
          For increased flexibility and for those who are comfortable using the internet we offer quick and easy quotes online.  This process has been streamlined by consumer request to give you the ease of simplified shopping.
     We make the process easy for you. We have been helping people for over 35 years and have earned an A+ Rating with the Better Business Bureau.




Thursday, December 17, 2015

News Alert: Enroll For Health Insurance – Closing Soon

BBB ACCREDITED A+

      Find your low cost medical insurance the easy way. The affordable health insurance enrollment season is closing soon.  Avoid taxes and penalties associated with lack of insurance.

     We make it easy to enroll and get covered. It takes only minutes and we can get you covered today. We Can Help at NO Cost to You.

OPEN ENROLLMENT IS GOING ON NOW!
   
     You will find our process streamlined and easy.  We will evaluate your health insurance needs, answer your questions, address any health insurance concerns you may have, we will search all insurance carriers to qualify you and match your needs & YOU will have the experience to choose what fits your lifestyle.

     This is an important decision; you don’t have to sift through red tape to get answers for your specific questions. We are personally involved and always only a phone call away should you need us.

     Our Agents are experts with a greater access and understanding to multiple aspects of the insurance market. In serving you, they will search for discounts, tax breaks and subsidies that you may qualify for.  You benefit by TIME AND MONEY SAVED!

     Having a friendly agent that cares makes a big difference. It is much more pleasant to have an agent you can call with concerns. You will never have to deal with offshore call centers or "one time" contacts. Get your medical insurance today.

For EASY ANSWERS Visit Us:

Or

CALL (708) 754-1221

Or

Stop in our Free Illinois Enrollment Center
3333 Chicago Road
Steger, IL
    



Monday, December 7, 2015

Low Cost Health Insurance - Find Your Picture Perfect Plan

Your Picture Looks Like No One Else's

All health insurance plans are not equal.  It is possible to find low cost medical insurance that offers the services and coverage you need.  We can help you at No Cost To You. 

We help you to find the best affordable medical plan that is a picture perfect fit for you.  With today's competitive market insurance companies are offering more incentives than ever. We are experts in knowing which company can offer you the best possible coverage at a lower price than you will find elsewhere. 

Have a lot of questions?  No problem, we can answer them and end the confusion of too much information.  We can streamline a plan that will fit your lifestyle, whether you are seeking an  individual health plan or a family health plan.

We will also check is you qualify for subsidies or special tax breaks that may be offered to certain low risk groups of individuals.  These different aspects of insurance are worth knowing because they can save you money.  

Our personal agents are aware and skillfully trained in the latest services and regulations regarding the health care industry.  


Call us Today at 708.754-1221

Have friendly help that will always be just a phone call away.
We understand that there is an overload of information out there and we will help you find a plan that best suits you.

PLEASE DON'T WAIT, OPEN ENROLLMENT ENDS SOON!

We can help you by phone, online or in person at our Illinois Get Covered office located at:


Walk-in Enrollment Center
3333 Chicago Road
Steger, IL 60475


Tuesday, November 24, 2015

Get Covered Illinois-Health Insurance Open Enrollment Center

 For EASY ANSWERS to enrolling for Health Insurance Visit Us:
Or
CALL (708) 754-1221
Or
Stop in our Free Illinois Enrollment Center
3333 Chicago Road
Steger, IL
This center certified with A+ Rating from Better Business Bureau
Our Get Covered Illinois Official Enrollment Center is a quick and simple way to get help at No Cost to You.  Here is how we can help:

Evaluate your health insurance needs
Answer your questions & address health insurance concerns
Search all insurance carriers to qualify & match your needs
You choose what fits your lifestyle

We serve all of Illinois with personal help now and whenever questions arise.  You don’t have to navigate this important decision alone. 

Our Certified Staff work with individual health plans, family health plans and employee health plans and medicare supplemental insurance.  

Specialized training gives our Agents a greater access to multiple aspects of the insurance industry. They know how to search for discounts, tax breaks and subsidies you may qualify for.  This is not something all agents do.  The RESULT?  Savings of TIME and MONEY for you!

Having a friendly agent that cares makes a big difference. It is much more pleasant to have an agent you can call with concerns and you do not have to deal with the offshore call centers.

In your search you may want to consider a Get Covered Illinois Plan, but you will have the flexibility to do an actual comparison to see what other competitive packages are available.

Don’t Hesitate Open Enrollment is Now and Closes January 15, 2016.

For your convenience use our walk-in enrollment center.  
 
Monday Through Friday 9:00 am to 5:30 pm
Saturday from 9:00 am to 12:30 pm

Low cost health care plans are available get insured today. Affordable health insurance plans that fit your lifestyle. Fast answers to the questions that concern you most.



Also Available
Auto Insurance          Homeowners Insurance          Life Insurance          Renter's Insurance



    


Thursday, November 19, 2015

Free Health Insurance Help - Get Enrolled Today

We Take the Mystery Out of Health Insurance
Looking to get the best health insurance now? Enrollment for medical insurance is open.  We can help you apply AT NO COST TO YOU.
     Our process allows you to tell us what you’re looking for in health care and our Expert Specialists will search all the carriers to find you the best plan for the best price.  Our CMS Certified Agents are experts in finding discounts and plans that offer more for less.
    With over 35 years of experience ready to work for you.  Enroll in a health plan that will allow you to make choices that are important to you. Choose your own doctors and hospitals for emergency situations.
     This is health insurance made to fit your lifestyle simple and easy.

Open Enrollment Is Going On Now
Walk-in Enrollment Center
Get Covered Illinois Plans
Blue Cross Blue Shield
Shop All the Major Carriers

(708) 754-1221

    Visit us and walk out with a health plan that fits you.  No call centers, friendly personal agents that are available for you. We offer a variety of low cost health insurance plans.  We can also verify if you qualify for health insurance subsidy.

Friday, November 13, 2015

Medicare Store offers Medicare Supplemental Insurance, Health Insurance

Find the Best Prices on Medicare Supplements, Advantage Plans, Supplemental Health Care and Prescription Drug Plans at our New Medicare Store serving Illinois and Indiana residents. Get your questions personally answered by Certified Specialists that will assist you AT NO COST TO YOU,  We Are Here For The Long Run, we are not an anonymous call center.  This is health insurance made easy!



CALL  (800) 324-1004 MEDICARE STORE or 

VISIT US AT

3333 CHICAGO ROAD, STEGER, ILLINOIS 60475

  You will experience the easiest and most convenient way to get your Medicare Supplements, Advantage Plans and Prescription Drug Plans.

  See how easy it is to shop all the carriers at one place with a friendly agent who will strive to help you find the best plan. We offer supplemental insurance from all the major carriers.

     Whether you are new to medicare or looking for a better policy, we offer the most knowledgeable help as we are familiar with all the latest changes made to the health care industry.

     We can explain things to you in simple terms so you don't have to hassle with the insurance lingo that can be confusing.

     We offer 35 years of excellent service that has earned us a trusted A+ rating with the Better Business Bureau.






Thursday, November 5, 2015

How Do I Find the Best Health Insurance?

Get Covered Illinois and All Major Insurance Carriers

   
     Shopping for low cost health insurance can overwhelm a person very easily with all the choices that are on the market.  WE CAN HELP YOU WITH THAT AT NO COST TO YOU
     Our CMS Certified Agents can guide you through the process of  obtaining private medical insurance, Affordable Care Act (ACA ) insurance individual, family, Medicare supplemental, home health care, dental, or critical illness.  In one convenient place you can compare all major carriers to see who can offer you the best deal with the coverage you want. 
     Our Specialists attend special training to keep current with the latest trends, regulations and changes in the health care industry.  This gives them an edge to help you find and apply for the latest programs and discount packages that are available.
     Here is a rundown of concerns you need to be aware of when shopping for health insurance. It is a beneficial thing to be well prepared for medical coverage before you need it. This saves you money because everything you need is in place before hand.  Neglecting this can put yourself or your family in a financial bind. 

  1. Single coverage/family coverage                                   
  2. Preventative care visits                                                  
  3. Doctor office visits                                                          
  4. Emergency room services                                             
  5. In-patient hospital facility                                                       
  6. Out-patient care
  7. Prescription drug coverage
  8. Vision/dental coverage
  9. Monthly premiums
  10. Deductibe level

     For the best coverage, the option to select from many insurance carriers gives you the advantage. Take advantage of the experts who know and understand the insurance lingo and can explain the pros and cons of each plan.  Also, with personal attention, an Certified Insurance Specialist can know your personal situation helping you make the best match that suits you or your family at this particular time of your life.

    For your convenience our Walk-in Center is staffed with such Certified Insurance Specialists.  You can also get quotes online or phone consultations.

WE HAVE MADE THE PROCESS QUICK & SIMPLE, GIVE US A CALL TODAY

708.754-5300

Visit our walk-in health enrollment center at 3333 Chicago Road, Steger, Illinois we will help you with insurance.




     


Wednesday, November 4, 2015

GET COVERED ILLINOIS - WALK-IN ENROLLMENT CENTER



GET HELP AT NO COST TO YOU

        Get easy and low cost insurance options at our Get Covered Illinois Enrollment Center.  Certified CMS agents are now taking new enrollees for Affordable Health Care.

     There are new carriers, new plans and new networks. 
  • Medical Insurance Market Place
  • Private Medical
  • Obamacare
  • Medicare Supplemental Insurance

  
     If you have a plan it is important to know that with new networks, your plan could be adjusted to allow more coverage at the same price, or shop the new carriers and you may be able to save on your premiums. Now is the perfect time to have policy changes or adjustments made.

     We offer you the advantage of having a local homebase which assures you of continued help long after your health policy is in effect.  We help our clients personally.

EXTENDED WALK-IN ENROLLMENT HOURS

Monday Through Friday               9:00 AM to 5:30 PM
Saturday                                       9:00 AM to 12:00 PM

708-754-5300
www.Healthestimates.com

We understand some may be looking for cheap health insurance.  We strive to provide the lowest price that allows the best coverage for your individual or family low cost health care.






Thursday, October 15, 2015

Medicare Store in Illinois & Indiana

Shop the Medicare Store
Now Open in Illinois the Medicare Store, which also serves senior citizens in Indiana.  For supplemental health care insurance, prescription drug plans and Advantage Plans.

Featuring one-stop shopping with access to all the major carriers.  CMS certified Specialists offer consult at no cost to you, so you can compare a wide array of insurance supplements with experienced guidance.

"This is the easiest way to to get the answers you need, the process was easier than I thought" shared a Matteson, IL retiree.  

The Free help for finding the best  for medicare supplement plans addresses a major concern for senior citizens who may get overwhelmed by the sheer amount of information that one has to wade through.  Often it causes seniors to have more questions that cannot be answered by reviewing information on websites or printed information packets. 

Sit with out friendly agents and let them guide you through the process. They will ask you the pertinent questions that will help tailor a plan that will meet your needs and fit your budget. They will be able to answer your questions on the spot, so you can shop with ease.

Contact us Today and let us help you through the process, so you can rest assured you have the best plan at the best possible price.


"The Medicare Store is One Stop Shopping with Experienced Guidance At No Cost to You, Quick and Easy"

(800) 324-1004

Over 35 years of experience with an A+ rating from the Better Business Bureau. Trusted health insurance tailored to meet your needs.

Wednesday, October 14, 2015

New! Medicare Supplements at MEDICARE STORE-Now Open

Simple & Easy Process
  
   Medicare Supplements and Prescriptions Plans made easy through the MEDICARE STORE.  This is easiest and most convenient way to get your Medicare Supplements, Advantage Plans and Prescription Drug Plans.

OPEN ENROLLMENT IS NOW!

     You can now shop all the carriers at one place with a specialist to help you understand which plan best suits your needs. Our CMS certified specialists can answer all your questions and help you get the best plan for you.  There is NO COST TO YOU for this service. Take advantage of one on one consult for your Medicare needs.
     If you need an update, review or are just starting out with Medicare, this is the place to go.  Instead of pouring over the confusing lingo of the medical insurance policies, come talk to us and get straight answers to your questions.  We will make sure you understand the policies benefits and requirements, so you can choose the best one.  This will save you time and money.
     We have been serving the Chicagoland area, south suburbs and Indiana insurance needs for over 35 years.  We have a trusted reputation for excellent customer service with an A+ rating from the better business bureau.
     We understand your concern to receive the best in medical care and that is why we have opened the MEDICARE STORE.  If you or someone you know is ready for Medicare, we invite you to use our NO COST TO YOU service. 
     We represent all the major insurance carriers so your choices for Medicare Supplements, Advantage Plans and Prescriptions Drug Plans can easily be examined hassle free and your questions answered on the spot.
     Call us Today for your No Obligation Consult and enjoy our simple process to meet your Medicare Supplemental and find out what other services you qualify for.

CALL  (708) 755-1221 MEDICARE STORE or 

VISIT US AT

3333 CHICAGO ROAD, STEGER, ILLINOIS 60475



For your convenience we offer Free Quotes for Medicare Supplements and Free Quotes for Presciption Drug Plans and Advantage Plans,

Monday, August 24, 2015

Should I Get Life Insurance and Why?


Life Insurance Park Forest                                                                              Life Insurance Richton Park
Life Insurance Matteson                                                                                 Life Insurance Chicago Heights
Life Insurance Frankfort                                                                                 Life Insurance Beecher
Life Insurance Monee                                                                                     Life Insurance Crete
Life Insurance Homewood                                                                             Life Insurance Glenwood

Do I need life insurance? Understand the reasons for protective coverage.  It is easy to see why you need homeowners insurance or auto insurance. But when it comes to life insurance most people do not see the need for it.  Here is what you need to know.  Keep in mind it only takes a few minutes to apply.

Simple Term Life Insurance will cover you for a span of 10, 15 or 30 years, depending on what you choose.  When the policy term ends you are no longer insured.  If you wish to renew you can, however, prices are only fixed for the term of the contract. A term insurance policy is usually between $75,000 to $150,000 worth of coverage.  No one likes to think about not being here; being prepared for it can help cover final expenses and help loved ones through a tough time. It also prevents a huge burden from being put on them at the worst time of their life.

In addition to a Term Life Insurance Policy additional supplements can be purchased.  These supplements are only a few dollars more and well worth the added protection.

·         Waiver of Premiums – premiums are waived during a qualifying disability. This protects you from losing your insurance coverage in the event you become disabled.
·        Accidental Death Benefit – if death results from a qualified accident, this benefit provides additional coverage.  The additional coverage cannot exceed the base principled sum or total more than $150,000 on all policies.
·        Accelerated Benefit Rider for Terminal Illness – is available at no extra cost. If you are diagnosed with a specified terminal illness while your policy is in force, the rider gives you an option to request payment of a portion of the policy’s death benefit.  The amount available will vary and will be calculated by your agent at the time of the request.

While we hope for the best, we are wise to prepare just in case.  It is a simple process with few questions and no medical tests or lab tests required.  Call us and see how easy it is to get your Term Life Insurance today.  It is affordable and the peace of mind is priceless.

CALL FOR YOU NO OBLIGATION QUOTE FOR LIFE INSURANCE TODAY

708.754.1221






Wednesday, August 19, 2015

THEY INSURED WHAT! Auto Insurance and Life Insurance Pale in Comparison


They Insured WHAT!!!!!!
You Won’t Believe What People Have Insured

     Searching for an affordable insurance? We all need to protect what is valuable to us and auto insurance and life insurance helps us to do so. Here is a fun glance of what others have insured. Remember when it is your time to consider insurance take the best route and insure at a low rate with great coverage. To be certain, odd things to insure has made a place in our world.
     I remember when I was very young my Father telling me that an actress had her legs insured for $1 million. This film beauty that appeared in many movies when they were still in black and white must have had some amazing legs. I recall my Father saying they were beautiful. Of course, being a young child I did not understand the whole insurance and relevance connection. I did understand that back then one hundred dollars was considered a lot of money. I could buy a dozen eggs for 19 cents. In perspective one million then would be equivalent to $9.9 million now.
     I visited my Father recently to ask the name of the actress with the WOW legs. Her name is Betty Grable and I chuckle now wondering how many reading this actually know who she is or have had the pleasure of watching one of her movies.
     Insurance protects from loss. As an adult I now realize that having this insurance was a way to protect her livelihood and acting career. Had she been incapacitated or severely marred, her career could have ended instantly. So in the spirit of curiosity I decided to find out what else people may have insured.
     I’m sure most would recognize the name of the famous dancer Fred Astaire even if you could not pick him up out of a line-up.  His nimble dancing legs insured for $150,000 back then.  While I do a little name dropping, some policies have confidentiality clauses.  At first you may think some of these policies are vanity; but realize companies and others who have a vested interest take out policies to protect their investment and their contracted “money maker.”  Inflation has certainly led to higher insurance dollar amounts.
    
·         Rolling Stones Keith Richard’s hands insured for $1.5 Million
·         $1 Million HAIR, yes hair, of a famous football player
·         $2 Million legs of famous 2004 model
·         $195 Million famous soccer player insured against injury, illness, disfigurement
·         $5.5 Million for voice and vocal cords of Bruce Springsteen
·         $10 Million for Smile of Actress (agency promoting her foots this bill)
·         $1 Million per finger of famous Guitarist
·         $120 Million ANKLES famous baseball player
·         $1 Billion legs famous singer
·         $400,000 on a handle bar Moustache
·         $1 Million for Game Show Insurance Who Wants To Be A Millionaire
(Yes they are insured in case they have to pay out)

           Worried about Alien Abduction?  No problem there is insurance for that. You too can be insured for celestial bodies invading our world and taking you captive, if you manage to make it back to your broker to file, prove and collect of course.  How does that rate on the weird insurance scale.
     My personal favorite and perhaps you may be inspired to embark on a journey to capture the finder’s fee. Earn a smooth $1.5 million from the Cutty Sark Company for the live capture of the Loch Ness Monster!  Of course, they have an insurance policy in place to pay the adventurer who achieves this task of wrangling Old Nessie and bringing her in.


IF YOU ARE NOT STRANGE AND NEED "NORMAL INSURANCE" CHECK US OUT FOR:

AUTO INSURANCE    LIFE INSURANCE    HOME OWNERS/RENTER INSURANCE

HEALTH INSURANCE AND MOTORCYCLE INSURANCE


Monday, August 17, 2015

Auto Insurance for Teen Drivers

Teen Drivers:  Boys AND Girls Need to be Prepared
    Getting a Free Quote for Teen Drivers for auto insurance can help your teen budget his or her money. Keep your teen driver protected and safe. While this season in your teen’s life is exciting for them, it can be a source of anxiety for parents. Take the first steps to insuring your young adult is prepared for his or her new responsibilities.  Consider the following and consider utilizing Teen Driver Contract with your new driver.
     Don’t hide your excitement for this new step in your son’s or daughter’s life. Ask them if they have any uneasiness about any areas of driving. You need to make sure they are prepared for:
  • Safety and navigation in unfamiliar areas
  • Basic car maintenance
  • Breakdowns and flat tires
  • General traveling safety
  • Defensive driving
  • What to do in the event of an accident
  • NEVER using phone while driving (safest choice)
  • Obeying traffic laws
  • How to handle being pulled over

      Discuss personal family rules about curfews, boundaries and other topics beforehand to help the transition go smoother.  It is okay to also help your child understand what is going on at your end. This is a transition for you as well. I remember my eldest son telling the next one in line, ‘be prepared to run out for milk, or butter, or a stamp or fast food now that you can drive’.  In overhearing this, I had an opportunity to share with second child and all others down the line how this was “new” for me to.  I explained “as you are growing up, when I send you out it is helping me to let go. Each time you come home safe and sound; it helps me not worry when you are gone for a long time. Think of it as breaking your parents in to your new experiences.” Sorry Son, Number One” I didn’t give you this speech; it was your words that helped me to recognize the why behind the what.  It also made me laugh thinking “that’s why kids think their parents are crazy!”
     Spend some time with your teen driver asking how he or she would handle certain situations from the above list.  “What would you do if you made a wrong turn and ended up in a neighborhood you thought looked dangerous?” “How would you handle being pulled over by police?” “How do you handle someone dangerously tailgating you?” “What are the things you need to do if you are in an accident?”
Your new driver might be impatient with you. Keep the doors of communication open by reminding them that this is a part of your relationship maturing from child and parent, to responsible young adult and parent. The point being NOT to drive each other nuts.
    Remember, driving has changed very much since you were a teen driver. Make sure there are maps in the car and your child knows how to use them. Include a small address book with important phone numbers.  Today’s majority of young adults are very dependent on electronics, which sometimes fail. Many do not memorize phone numbers as we used to and many rely heavily of navigation systems. When electronic back-ups fail, this can put your loved one in a frightening or dangerous situation.
    Whether your teen driver is using your car, or his own, make them aware of roadside service you may have. Keep pertinent information in the car and let your teen know what everything is and where it is located.  Make sure your teen knows how to change a tire, check the oil and know how to replenish washer fluid.  They should have a basic understanding of the other fluids, their purposes and troubleshooting the need for them, whether or not the car gives a light up alert on the dash board.
     With a Free Quote for Teens leading to affordable car insurance for teens, make sure you ask about any special offers or discounts your young adult may be eligible for.  You may also want to price compare on having your teen on your auto insurance policy or having a separate auto insurance policy for teen drivers.