Tuesday, December 27, 2016

Circle of Champions Award for Jeff Sopko

Congratulations Jeff Sopko!

From the DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services Center for Consumer Information and Insurance Oversight 200 in Washington, DC 

Congratulations! As a top performer, you have earned a spot in the HealthCare.gov Circle of Champions because of your outstanding performance enrolling individuals and families in Marketplace coverage. You have helped these individuals and families with more than 20 plan selections during Marketplace Open Enrollment. I would like to personally thank you for the work you have done to positively influence your clients’ lives. You play a crucial role in reaching the uninsured population and have contributed to bringing the uninsured rate down to a historic low.

Kevin J. Counihan Chief Executive Officer, 
Health Insurance Marketplaces Director,
Center for Consumer Information & Insurance Oversight

Friday, December 9, 2016

Homeowners Insurance: What Do Gaps In Insurance Mean?

You Have Probably Seen the Commercials Talking About Gaps in Insurance; But What Does That Mean?

     Current statistics in a study by J.D. Power and Associates show that 59% of homeowners are under insured. As humans, we tend to tune out commercials. This may seem to have no impact on us, unless we realize we are part of that 59%.

     However, as homeowner or renter you need to be extremely aware of where you stand in this picture.  If you fall in the 59% range, this means that if something were to happen to your home, your insurance would only cover about 79% of what actually needs to be covered.  Worse yet, the under insured category includes, as documented by Chief Actuary, James Lynch of the Insurance Information Institute, that 4% of homeowners have no insurance whatsoever. This translates to them, having the full burden of replacing their home which would leave most people in dire straits.

Being insured only 79% of the way would be a hard hit because restoring the remainder of loss would rest totally on your shoulders. Your loss for being under insured would be 21%. The following example illustrates in practicality how this works.

For ease of this example, we will work with simple numbers. Let’s say your home is worth $100,000. In the occurrence of a catastrophic event that nearly destroys your home, you report to your insurance company. If you fall in the under insured category this is how it will play out. Your insurance company pays $79,000 to restore the damage; you have to come up with the extra $21,000 to get your home back to where it was.  Would this be easy for you to do? Keep in mind if you were at this basic level, your contents of the home would not be covered. Also note the replacement cost of your home may have increased.

It  is important to have your insurance reviewed at least every two years. Being aware that an increase in your home’s value, also means an increase in its replacement cost. Even if your home was to decrease in value, the replacement cost continues to grow. This is due to the nature of economics as labor and materials progressively cost more.

This is valuable information to take to heart. We insure our property for our protection. If you find your premium rises a bit to be properly insured, it is vital to understand that this is extremely lessening the risk on your shoulders. How much extra a month is worth not having to come up with $21,000 or more on your own?

Whenever improvements are made to your home, this is a cause to have your homeowners insurance reviewed and updated. Take advantage of free insurance reviews, they are very educational and in your best interest. 

(800) 324-1004

Our agents pay close attention to detail and are very thorough. They will keep you from engaging in risky business when it comes to protecting your home and loved ones.  Your agent will assess the cost to rebuild and replace your home and assets (as opposed to insuring only market value).

Wednesday, December 7, 2016

Christmas Safety Tips

December is such a fun month with Christmas family traditions to look forward to. Most people enjoy the flurry of activity and special events to plan and attend. Here is wishing you a happy and safe holiday season.

We Have Put Together Some Old and Some New
to Keep in Mind During Our

  • Keep your home well lit when you are not home. Automatic timers that can turn lights off and on in various parts of the house are a good plan. Never set them exactly on the hour. You can even set up a radio or your TV to be on.
  • Stand in front of your home once during the day, and once after dark. See what a potential intruder may spot as an easy target. Make adjustments as necessary
  • BE VERY CAREFUL WITH SOCIAL MEDIA, this is something our parents never had to consider. Unfortunately, there are people who will scour social media to see when you might be attending an activity, a day trip or spending a few days out of town.  If you must post, post AFTER the fact when you have already returned home. EDUCATE YOUR CHILDREN TO DO THE SAME.
  • Remember with social media, many strangers are able to access what you write through friend of a friend of a friend . . . and so on. Vandalism and break-ins are no longer just happening at night. Any time of the day is good for a bad guy.
  • Christmas packages need special arrangements and thieves are on the lookout to simply swipe a package before it ever enters your home.  Try to schedule them for when you know someone is home. Speak with a trusted neighbor to keep an eye out for when you are expecting a package and ask them to grab it. Make yourself available to do the same for them. If possible, use of online tracking to better gauge when you package will arrive.
  • If your workplace will allow it, have packages sent to you at work.
  • Make a special effort to NOT BE DISTRACTED while you are shopping and paying for items. Always keep your purse, wallet, and cell phones close. Do not let the business of the season put you at risk for a moment. Plan ahead in your mind how you will handle many stops and transactions using, cash, debit cards or credit cards. As you hurry through check out lines make sure all your stuff is secure.
  • As always the safest place for your holiday packages are in the trunk. Do not tempt a thief to break your car windows because they see something appealing inside.
  • Naturally be aware of your surroundings, as you load packages into your vehicle.
  • Safest home strategy is to have a good relationship with neighbors and keep an eye out for each other. Discuss how you can best help and protect each other’s home and property. Alert each other of special circumstances that might need extra watchfulness. Make sure you have each others numbers so you can text or call when something is in question. Always better safe than sorry.

I admit a little sadness in having an article like this. I wish everyone would just be so happy and wonderful to everyone else. Focus on the delightful. These reminders were to bring a sense of heightened awareness for your safety and the safety of your family.

Merry Christmas!

Sponsored by

Sopko Farmers Insurance
(800) 324-1004

AUTO        HOME        LIFE        HEALTH     BUSINESS     UMBRELLA

Monday, November 21, 2016

News Alert: Teen Drivers Safer with Parent/Teen Contract

Drivers Ed

Teen drivers whose parents take a more active role in passing down their own knowledge make safer drivers.  When communication is open ended rather than sounding like a lecture, teens are more likely to take this experience to heart. Share personal stories of your driving experience; include the funny, the unusual and the bad.  There are also things your teen driver should know.

Teens who can relate that their parents encountered similar situations may be more open to ask questions and share concerns with their parents. As your student is unfolding into their adult role; let them know you are encouraging their independence.

Be sure to never fill them with your own personal fears. Communications should be in a positive light.  If you have something that feels awkward to communicate; try these for openers:
  • Of course, you know . . .
  • I was so embarrassed when . . . 
  • Your almost a man/woman, but my heart sometimes just sees the little boy/girl you used to be . . .
  • My friend once did this and it raised a fear in me for when I had children of my own . . . 
  • I was so goofy I once . . . (thought, did, tried etc.)
  • Ok. Because I'm a Mom/Dad I have to say this . . . 
Your student, excited with new found possibilities, will need you to help them keep sensibly grounded. A Teen Driving Contract, can open doors for discussion and clarify the expectations of both parent and child. When boundaries are known upfront, rather than made up as you go along, a teen has the chance to think more responsibly. You have provided tools for them to consider and discussed your own personal family rules and values.

Part of maturing is learning to respect authority, when your child knows this, they are better equipped to make responsible choices.

Tuesday, November 15, 2016

ACA/Obamacare Changes Coming Soon?


Get Your Health Insurance Today!
(800) 324-1004

Worried about changes concerning health insurance?  The affordable care act brought many changes to the health insurance market. Now you are probably wondering what may lie ahead as federal guidelines may bring more confusion to the health care that affects you.

We have good news. Our experts are highly trained and work hard to keep up to date in the latest insurance industry modifications. Through seminars, training conferences, medical insurance literature, and other instruction; our agents consistently update their knowledge.  Noting this, the Better Business Bureau has given us an A+ rating. Sopko Insurance Agency is a name you can trust.

Our Promise to You:
is to work hard to make sure you have the best health insurance policy that meets your needs and is reasonable on your budget.  
So if you are feeling overwhelmed with the many choices and different things you have been hearing, don’t worry
 Come Talk to Experts.

You will be happy to deal with friendly agents that listen to your health care concerns. They will help you understand the many differences in health insurance policies. This way, YOU have the wisdom to make the right choice for you or your family.

Don’t Hesitate, Don’t Wait, Call Today.

Assure Your Health Care Plan is in Place.

Whether you are looking for an individual plan or family plan, we help you know all the options. We will even make you aware of insurance that provides certain groups of people special discounts and any circumstances that may make you eligible for special savings. If there is a discount health care option for you we will find it.

Thursday, November 3, 2016

Health Insurance - Walk In Enrollment Center

Low Cost Health Insurance

Open Enrollment for Health Insurance
is Here
Get Covered Illinois 
Walk-in Enrollment Center

(800) 324-1004

Enroll At No  Cost to You
     Are you looking for low cost health insurance? Take advantage of our experts who know where the best plans and discounts are.

     New carriers and medical plans have been added this year. Our friendly agents will walk you through the process explaining each option to you. Secure the best plan at the best rate.

     The open enrollment for health insurance window is open now to acquire medical insurance or change your existing policy. Let us help you review your policy for gaps or discounts.
     Come in and see how quick and easy it is to find your health care provider.  We will match you with the insurance that is best for you.
Or Visit Us At:

Sopko Insurance Agency
3333 Chicago Road
Steger, IL 60475

Friday, October 28, 2016

Medicare Supplement Insurance: Best Service at Medicare Store


for Seniors looking for Medicare Supplement Insurance, Advantage Plans, Prescription drug plans & Answers to Health Insurance Questions.

The Medicare Store is available to help anyone approaching 65 or older with plans that cover what is most important to you.  Avoid the confusion and hassle of sifting through the overwhelming information that is out there.

Our friendly experts will sit down with you and listen to your health care concerns and help you pick a plan that is a right fit for you. We will  alert you to the best plans, new plans and help you understand the pros and cons of each. You make an informed decision! 

  • No Restrictive Physician or Hospital Networks
  • No Need for Referrals
  • Flexible and Affordable Plans
  • Simple Application Process
  • Virtually No Claim Forms to Fill Out
  • Personal and Friendly Service Whenever You Need It

You can count on our simple and thorough process to match you with a plan that works for you. Take advantage of our over 35 years experience so you can get back to whats on your plate

With personal service you won't have to deal with call centers and people who are unfamiliar with your needs. Help is a phone call away.

NOVEMBER 7, 2016
Is the Deadline 
for New Policies, Updating or Changing Your Policy

Call Us Today!
(800) 324-1004

At No cost to you, we will review your plan and alert you to any plans, changes or processes that will save you money or increase coverage for same amount. We will make sure your  affordable Health Insurance Plan is something you can rely on.

Thursday, October 27, 2016

Life Insurance: It's About Life!

Life Insurance:  It’s About Life!

We, as people aspire to reach our dreams and help our loved ones pursue their own dreams.  It is true that the most beautiful things in life cannot be purchased. Moments that make our life worth living add up very quickly.  Having family and friends to share life’s adventures with motivate us to pursue and accomplish, at times, the impossible.

Purchasing Life Insurance protects what we cherish most. It offers us security in knowing that our loved ones goals and dreams can be pursued. Though we hope that tragedy will not visit, we prepare to protect the continuation of what we have built.

We understand that it may be hard to deal with investigating life insurance policies and all that is encompasses. As adults, we know we have to take care of our life and the live’s of those we are responsible for. As adults, we understand that it is too important to let it fall by the wayside.

If you are considering a life insurance policy, our family business is here to serve you with the compassion and up front discussion you need.  We will help you devise a plan that offers you the peace of mind you need to make sure your loves ones are provided for.  Our expert service helps you put in place what you need and advises for things you may not have thought of; assuring future provision for you loved ones.

Call or visit our friendly agents to inquire what steps you need to take to protect your loved ones. Take advantage of our free life insurance reviews that can reveal gaps in coverage or alert you to better services at lower prices.  Your insurance should be reviewed every three years.

Call Today!
Enjoy Peace of Mind Tomorrow!
(800) 324-1004

Monday, October 10, 2016

Health/Medical Insurance Online or Walk-in Enrollment Center

Find your low priced health and medical insurance. Official Get Covered Illinois Center gives you the best of both worlds. Enroll on line or in person and have access to an agent that deals with you personally now and for any follow-up.  We will help you find a policy tailored to your specific needs At No Cost To You and explain to you all your options in language you can understand.

We are not an anonymous call center who will switch you to a new person each time you need help. Get the personal service you deserve in this important decision about your health.

We address your concerns so you are aware of the choices you have to get the best coverage of medical care at a price that is competitive and workable.  Our expert agents will help you with an individual insurance policy or a family policy.  We have been doing this for over 36 years and have earned an A+ rating from the Better Business Bureau

To help you be better prepared; following is a list of topics you may have questions about.
  1. Single coverage/family coverage
  2. Preventative care visits
  3. Doctor office visits
  4. Emergency room services
  5. In-patient hospital facility
  6. Out patient care
  7. Prescription drug coverage
  8. Vision/dental coverage
  9. Monthly premiums
  10. Deductible level

There are new insurance carriers that offer many selections in health insurance. We have access to all of them and for YOUR ADVANTAGE, we know the pros and cons of each one. That is how we help our customers get the best for less.

Don't Hesitate

Give Us A Call & Get Started Today

(800) 324-1004

Free Online Health Insurance Quotes

Free Walk-in Enrollment Center
3333 Chicago Road
Steger, IL 60475

Free Assistance Over the Phone

We can offer cheap health insurance as we understand the health marketplace works and use competition to access the best policy for you and your family.

Wednesday, August 17, 2016

Save on Auto Insurance in Steger Illinois

Consumers saved an average of $691 when switching to Farmers Auto insurance. It is important to have excellent car insurance coverage and you don't have to settle for a subpar policy. Saving money is usually the first motivation in making a wise purchase.

We have been serving many Illinois communities for over 36 years. We have a great team that works hard to streamline a policy that suits your needs. Our friendly agents take the time to help you understand your auto insurance plan to make sure you are not purchasing coverage you don't need.

We do not believe one size fits all and are willing to go the extra mile to assure you have a plan that works for you and your budget.

Call Us Today
We Have A Quick & Easy Process
To Get You on Your Way

(800) 324-1004

Farmers/Jeff Sopko Insurance offers low cost car insurance that provides protection that offers you peace of mind. We serve the city of Steger, Chicagoland, Suburbs and parts of Northwest Indiana.

Many find while searching for the cheapest car insurance plan pleasantly suprised that a trusted Farmers insurance plan provides the best solution to their needs.

Wednesday, July 20, 2016

Leading in Uber/Rideshare Auto Insurance: Farmers Insurance/Sopko Agency Serving Orland Park

Find the best auto insurance for Uber, Lyft andRideshare drivers. We have good news for Orland Park Uber, Lyft or Rideshare drivers. Protect your transport business with a process that has been made quick and easy for you.

Standard auto insurance does not protect your vehicle, passengers or property when you use your car the transport of people. Your new business venture offers you a flexibility and independence that is priceless. We want the chance to stand with you as your grow and to prove an invaluable ally to meet the needs you have to protect your commerce.

Our friendly agents can answer any questions that you have in regards to protecting your Uber/Lyft/Rideshare business. As this is a new market that is being pioneered; we know you understand that regular auto insurance does not defend your business and your passengers adequately. We are pleased to include Orland Park Uber and Rideshare drivers.

Naturally, the  reason is that in the nature of the business there are more risks to be considered. Though many run the course of their Rideshare business without incident, it is important to be prepared.  Just as you insure your home or auto, it is understood that this is a "just in case" scenario.

Click to get your Free Quote for any insurance plan customized for Uber/Rideshare drivers.

We look forward to serving you as you provide an invaluable service to others.

Monday, June 20, 2016


Great News!
     A new insurance program is being offered to Uber, Lyft and Rideshare Drivers. Now available to drivers serving the Chicagoland Area and its Suburbs. This is great news as many have discovered that their current insurance policy does not protect when public rides or livery conveyance is involved. 
     A standard full coverage auto insurance policy protects a person, passengers, vehicle and most property in the event of an accident. These policies are underwritten with the purpose and understanding that this is a personal vehicle used for the normal course of the personal driving that occurs in a general lifestyle.
     When you change the purpose of your car, as in business delivery or transporting people it is important to contact your insurance company to adjust your policy to cover new additions to your transportation.
     THIS PROTECTS YOU by having the proper coverage in the event of an accident that injures the people you are transporting. Under an old policy, an insurance company could deny any claim if you were using your vehicle while conducting commerce. This would make you personally liable for damage to your car, any other vehicle involved, property damage and medical bills for your passengers. In addition you could be sued by your passengers to be compensated for things beyond their medical bills.
     Uber, Lyft and other Rideshare drivers offer a much needed and valued service to our communities. This emerging business allows a wonderful opportunity for income and flexibility for those who desire to control their own schedules and income.
     For Rideshare drivers, this is your business and it definitely needs to be protected. Understanding every aspect of your business is the key that will make you successful. This gives you peace of mind to conduct your business and plan for your future.
     Farmers Insurance/Sopko Agency is dedicated to offering you an affordable service that helps your business prosper.  We support emerging businesses knowing they make our communities better.
     Contact us today for a No Obligation Consult/Insurance Review and we will answer your insurance questions concerning your Rideshare operation.  As always we offer Free Quotes with no obligation to you.

(800) 324-1004

Wednesday, May 25, 2016

Insuring Good Health: The Power of Being Positive

Positive Is A Choice!
     Good Health is most notably on everyone’s top ten list of things they desire. Where do you rate on the understanding of the mind and body connection? Honestly, most people are so busy, it is something that is easily overlooked. So let’s take a few moments to take a look at this important issue.
     Recall the last time someone said something hurtful or negative to you. What was your response? Did it seem like it ruined the rest of your day or week? Did more things go wrong that day then usual? How many times did it come back into your memory?
     Emotions are a powerful trigger to physical being.  Doctors have taken a look at this. They hooked up monitors to study brainwaves, heart rate and stress levels. Then they had people look at pictures of happy scenes, tragedies and then delved into their memory of personal experience, both good and bad.  Positive pictures and memories stimulated a calm body and even the release of endorphins which contributes to person’s ability to feel pleasure. Negative pictures and memories caused the body to release adrenaline and cortisol (often referred to as stress hormones) which affect the breathing system and heart system. When you experience this your heart beats faster and your blood vessels constrict raising your blood pressure. It also effects your muscle system making your muscles tense and of course your nervous system.
     Over time the state of being stressed effects the body in debilitating ways including hampering the immune system.  A stressed person is more susceptible to illness, which as you know when don’t feel well, there goes more stress. It’s like a viscous cycle.
     With this in mind, are the people around you feeding you what is positive or negative? Evaluate this for the different places you are present; home, work, errands, recreation, family gatherings, and time with friends.
     I suspect everyone has experienced this scenario.  You have an acquaintance or friend that no matter what is being said or done they ALWAYS put a negative slant on it. They might say cutting things, insults, speak of someone who is doing it better, or other demeaning speech.  This is a person you need to (as relationship allows) either cut out of your life, avoid or be more alert and active to not be affected by that person.  Though we cannot change people, we can have an effect on them by tactfully helping them to be more positive.
     The most important thing is how YOU deal with the situation. I love the old adage “sticks and stones will break my bones, but words will never hurt me.” We can empower people to speak into our lives by holding on to what they say AND we can disregard what negative people try to speak into us. This is an active and conscious choice. As children we were either equipped to handle this and be confident of ourselves or coddled by parents who “tried to make everything better” which in turn disables the skill to deal with problems and grow into positive relationships. Negativity distracts our mind making us lose focus which could be why it seems like everything goes wrong after we experienced a negative confrontation.
     Part of maturity is being responsible for our own well-being no matter what comes at us. Everyone in the world is not going to be nice to us; that’s life! However, we have the power of choice on our side. We accomplish wonderful things when the charge of being positive is on our side.  It tends to snowball and then we experience contentment and feel as if all things are falling into place. Our motivation for everything is heightened.
     On the other hand, when we entertain the negative, or worse yet, steep ourselves in it – it to snowballs into depression, misery, unhappiness, low self-esteem, and steals our motivation in all areas of life. This debilitates our health and well-being. If you are a parent, equip your child to handle things head on and give them skills to troubleshoot social interactions. This ability will build their confidence and affects their lifelong health. It is also important to realize whether you are speaking positively or negatively into others.     Recognizing and understanding this body-mind connection can put you ON-GUARD to maximize the positive interaction in your life and minimize the negative. 

Monday, May 9, 2016

Free Low Rate Quotes On Motorcycle Insurance

Ready to Shake Off the Dreary Winter? 

Motorcycle season is here! Time to play in the fresh air.  Stop in for your Free Motorcycle Insurance Review. See how you can insure your motorcycle with a policy that can be customized to fit your specific needs.

Specialists will take the time you need to help you get a low rate on excellent coverage. We will help you plan either short term insurance or comprehensive coverage that includes your motorcycle, medical and roadside assistance,

Save even more when you bundle your insurance with home, auto or other recreational vehicles.  Looking for some sweet cruise ideas, we have you covered.





HOMEOWNERS            AUTO          HEALTH          LIFE 

Friday, April 15, 2016

News Update: New Hours for Insurance Chicago Heights/Steger, Crete & Suburbs

NEWS UPDATE: Flexible Hours to Serve You Better

Monday - Thursday    9:00 a.m. - 7:00 p.m.
Friday                       9:00 a.m. - 5:00 p.m.
Saturday                   9:00 a.m. - 3:00 p.m.

     Spring brings us into a different season with much bustle and activity. We have increased our hours to serve you better.

     Spring is also a common time to have your auto insurance policy reviewed to make sure your policy is updated.  This prevents gaps in and also can alert you to new discounts or programs that might interest you.

     Homeowners insurance and life insurance reviews are free.  Changes and additions in your family or home need to be factored in your policy.  Please remember it is important to keep up to date.

     People who have switched to Farmers Insurance have seen an average savings of $691 per year, when both home and auto are carried with us.  

We Will Show You How You Can Save


Wednesday, April 13, 2016

Five Steger Teachers Win Grant Proposal in Farmers Thank Americas Teachers


Sheila Clark
Christina Nakanishi
Tyler Coleman
Cynthia Rosa
Amy Wagner

Sopko Farmers Insurance  would like to express our pride for the dedicated and hardworking teachers of Steger, Illinois School District 194.  

Sheila Clark will be bringing history alive with her Washinton, DC Field Trip and her grant proposal that won $2,500. We know her creative approach will make a lasting impression on her students.

Christina Nakanishi will be bringing technology to students and implementing curriculum that will enable them to use technology no matter which field they choose to study. Her grant proposal won $2,500

Tyler Coleman desire to enrich his students with a hands-on experience in history and government won $2,500 for his grant proposal and will be accompanying his students to a trip to Washington, Dc. 

Cynthia Rosa has won a $2,500 grant for her proposal that will increase students math abilities through creative games and fun challenges.  This will allow a more individual approach to meet each student where they are in ability and accommodate the many different ways in which children learn.

Amy Wagner will be giving her students a technology edge that will allow students to control their own educational interests. This will give them the tools to be lifelong learners. Her proposal won a $2,500 grant.

We are so proud of all of our Teachers and we thank them for their creative energy in going that extra mile for their students.

Sponsored by Jeff Sopko Farmers Insurance Agency in Steger, Illinois
Premier Agency offering Affordable Insurance Policies in:
Auto     Home     Life     Health     Motorcycle     Business     Medicare Supplements  & More

Wednesday, March 23, 2016

Insurance Agent & Community Team Up to Make a Difference

Steger News:  Great things happen when people get together for a community project. J. Sopko Farmers Insurance and the town of Steger, Illinois band together to support Steger Teachers. 

You can help by casting your votes at 

Monday, March 14, 2016

Confused with Medicare Supplements? Free Help

Do you have unwanted calls? 
Unsolicited mail daily?
Medicare Man to the rescue for all 

Turning 65 and wondering "Now What?"

We will meet with you to explain all the options. We Make House Calls. Pick the best option for you. The benefit is that we are here long after you choose your plan. We offer personal, friendly service and no annoying call menus and shuffling transfers when you need help. 

We answer all your questions about Medicare Supplements, Advantage Plans and Part D with an easy no obligation consult.

Save yourself Money, Time, Energy and Frustration.

We represent all the major carriers this helps you save money and gives you more options. Shop where the south suburbs shop for their medicare supplements.

Help At No Cost To You
Call Us Today:
(708) 754-1221

Sopko Insurance Agency
"Premier Agency of the Southland"
3333 Chicago Road, Steger, IL


Thursday, March 10, 2016

Steger News: Amy Wagner Seeks to Give Students a Technological Edge

Amy Wagner wants her students prepared for the future.  She is a second grade teacher at Eastview Elementary School. She is currently a contestant in the Thank Americas Teachers Grant Contest sponsored by Farmers Insurance Company.  This nationwide contest will give a grant of $2,500 to winners for the purpose of further educational opportunities.

If she wins she plans to use the grant money to purchase iPads for the classroom.  Her curriculum plan will use a rotation of small groups to gain experience with technology. Various apps would be purchased giving students a variety of areas of study and inspiring them to take an active role in controlling their own education.

Importantly, this would give them the knowledge to pursue their own interests outside of school and lead to lifelong learning. Shaping students with traditional methods and technology will give her students a balance of what they will need to make it in today's ever changing market.

Amy and her students say Thank You in advance for all who take the time to support her. 



Contest sponsored by Farmers Insurance Agency. Co-sponsored by Jeff Sopko Farmers Agent is Steger, Illinois, serving the south suburbs.

Farmers Insurance in Steger Supports Contestant Christina Nakanishi

Christina Nakanishi is an English Teacher for Columbia Central School located in Steger, Illinois. It is a small proud community. As a teacher of 6th, 7th and 8th graders she has recognized a need for her students.

Most students don't have the opportunity to extend their digital learning beyond the walls of their school.
With Ms. Nakanishi entrance in the Farmers Thank Americas Teachers Grant Contest, She hopes to win a $2,500 grant that she can invest in her students.

She would purchase MacBook Air laptops for the classroom. By adding student computers, her curriculum plans would help her students evolve in the technological direction the world is fast approaching.  As english students, they are required to perform various research exercises in their assignments. The digital approach to be learned will be a useful skill no matter what occupations they choose later in life. Engaged learners are successful learners and Ms. Nakanishi takes every opportunity to bring the best to her students.

New standards implemented for gathering relevant information from multiple print and digital sources, currently put a strain on the process.  Student computers are not in the schools current budget. We hope you will take this time to cast votes for Christina Nakanishi and her students.



Contest sponsored by Farmers Insurance Agency. Co-sponsored by Jeff Sopko Farmers Agent is Steger, Illinois, serving the south suburbs.

Sheila Clark, Hopes to Make DC Dream Trip for Steger Students

Sheila Clark is a 5th grade teacher at Columbia Central Jr. High School in Steger, Illinois. She is pouring herself into what would be a dream trip for 8th grade students to Washington, DC.

As an educator, she realizes the importance of such a trip and how it makes things real for the subjects the students study.  A well rounded education not only consists of learning what is in books, but also by living experiences that put impressions on children. These impressions are as individual as the students themselves. Each takes something different from an experience they all may share together.

This trip will expand the understanding of the world they live in and the operations of the government, in a way no book could quite convey. Please take time to vote for Sheila Clark.


Sheila Clark

Contest sponsored by Farmers Insurance Agency. Co-sponsored by Jeff Sopko Farmers Agent is Steger, Illinois, serving the south suburbs.

Wednesday, March 9, 2016

Where Car Insurance at Low Costs Doesn't Sacrifice Quality Coverage

Auto Insurance Agent
works hard to to help you find a low cost auto insurance rate.

Farmers car insurance offers more discounts than most insurance companies, once reported by ABC News.

As you know, having a great policy transfers the risk from you to an insurance company, in the event of a car accident.

It is important to know that your policy coverage is with an established trusted agent.  Beware of certain agencies that insure you, but only minimally. You could be responsible for tens of thousands of dollars as collisions can cost in heavy medical fees.

Sopko Farmers Insurance agency has earned a A+ Rating from the Better Business Bureau. A family business with agents that take the time to help you thoroughly understand your coverage. Take advantage of free insurance reviews. This review can help discover gaps in your protection that could leave you vulnerable in the event you experience a car accident.

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Cindy Rosa Contestant in Farmers Insurance Thank Americas Teachers

This is great Steger News. Cindy Rosa, a dedicated fourth grade teacher, has experience in implementing a math curriculum that puts kids ahead. She is a contestant in the 2016 Thank Americas Teacher grant program.

Ms. Rosa knows that this program helps children who struggle with math connect and absorb core concepts of arithmetic that are so important to the foundation of education.  This program, called Reflex Math! works for so many levels, no matter where a child skill level is. Students achieve a 90-100% increase in basic math skills. Currently, the expense for expanding this program in not within the budget.

Currently this program was limited to a small group. With its success record, Cindy Rosa now wants to purchase the program for the whole school! Reflex has game based activities and is highly motivational. Students enjoy the learning process and develop skills that pour into other areas of education. Love for learning is important and this teacher is shooting for the highest potential for all students in the Steger schools.



Contest sponsored by Farmers Insurance Agency. Co-sponsored by Jeff Sopko Farmers Agent is Steger, Illinois, serving the south suburbs.

Farmers Insurance Agency in Steger Supports Tyler Coleman

Hard at work in Steger, IL, Teacher Tyler Coleman focuses on inspiring his students.  He has entered the Thank Americas Teachers Grant Contest hoping to Apply the $2,500 grant to help fund a trip to Washington, DC for his 8th grade students.

He is excited about this trip and what it will mean to his students. For many it is a once in a lifetime experience. These pupils have worked hard studying the nation's history and the development of our country. The field trip to Washington, Dc will create an experience that will bring their nation history to life and supply them with unforgettable memories.
They will tour throughout the nation's capital that includes the Smithsonian Museums, the White House, the Capitol Building, memorials, the constitution, the declaration of independence and so much more.

Our nation's capital is so rich in history and will amplify what the students have learned and perhaps encourage them in adding to their lifelong learning experiences.


Contest sponsored by Farmers Insurance Agency. Co-sponsored by Jeff Sopko Farmers Agent is Steger, Illinois, serving the south suburbs.